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Lead, Credit Risk Management
4 weeks ago
Job Purpose
- Develop and improve credit risk management policies for various products, i.e., Credit Cards, Personal Loans, Merchant Acquiring Corporate Cards, to support business goals and objectives.
- Monitor consumer lending portfolio's credit exposure by identifying early risk indicators and applying mitigating actions when necessary.
- Create, implement and administer credit risk strategies, policies and procedures and coordinate with stakeholders to ensure smooth implementation.
- Contribute to the development of new techniques, processes, decision workflows, and support a digital on-boarding platform.
- Represents the Group in Committee meetings, Business reviews, endorsement of credit risk proposals and other areas where credit risk decision is needed, in the absence of the Credit Risk Management Head.
Job Requirements
- Graduate of a business course or business-related course
- Proven expertise in credit risk and portfolio management
- Knowledgeable on current banking laws and regulations, and bank lending policies.
- With 4 to 8 years of solid experience in credit card or loans business specifically in areas of Credit Cycle and Risk Management, preferably in a leadership role
