Credit Risk Specialist

2 weeks ago


Makati City, National Capital Region, Philippines Australia and New Zealand Banking Group Limited Full time

As a Credit Analyst with Australia and New Zealand Banking Group Limited, you will play a key role in supporting frontline and onshore credit in managing counterparty credit risk by using appropriate judgement and commercial credit experience to assess the credit risks associated with annual reviews under SFCR A & B submitted for approval of the CAD Holder.

You will be responsible for ensuring the overall credit quality of accounts under review remains within JCR to ensure consistent levels for loss and write-offs. Your daily statistics will be recorded in a timely and accurate manner.

This is an exciting opportunity for experienced banking professionals looking to further their careers in the financial services industry.

  • Key Responsibilities:
  • Complete and exercise Credit approval decisions for Annual Reviews under Behavioral Review Checklist and SFCR A & B with complexities and associated processes for Commercial Banking customers.
  • Make sound recommendations and logical assessments, demonstrating a clear understanding of the customer and appropriate risks evident.
  • Understand the needs of the Relationship Sets and customers to ensure service delivery to meet/exceed their and QA/regulatory requirements.
  • Proactively review and implement improvements in practices and procedures to allow Relationship Delivery Team to exceed SLA targets.
  • Conduct review/checking for Annual Reviews under Behavioral Review Checklist and SFCR A & B with complexities completed by Commercial Centre of Excellence.
  • Handle escalations and approvals from Junior Credit Analysts for Annual Reviews under Behavioral Review Checklist and SFCR A & B.


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