Credit Risk Evaluation Specialist
1 week ago
As a Credit Risk Evaluation Specialist at Philippine Bank of Communications (PBCOM), you will be part of our Corporate and Commercial Banking team. Your primary responsibility will be to evaluate the inherent risks and opportunities of assigned borrowers through pre-approval credit due diligence.
You will need to conduct thorough research on companies or industries, gathering information through various means such as plant visits, customer interviews, trade checks, reference checks, industry evaluations, and more. This will help you make informed recommendations on the appropriate security level, loan terms, and conditions for each borrower.
- Evaluate company or industry performance using available data and reports.
- Prepare re-cast financial statements as needed to reflect a company's true financial position.
- Recommend the most suitable security level, loan terms, and conditions based on your analysis.
- Identify potential risks and develop strategies to mitigate them.
You will work closely with our Relationship Managers and other units to identify business opportunities for the bank. To succeed in this role, you must have excellent analytical skills, attention to detail, and the ability to communicate complex ideas effectively.
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