Financial Services Expert

24 hours ago


Las Piñas, National Capital Region, Philippines beBeeMortgage Full time ₱600,000 - ₱800,000
U.S. Mortgage Loan Underwriter Role

This is a challenging opportunity for an experienced mortgage loan underwriter to join our organization and play a key role in the financial services industry.

  • Job Summary: The ideal candidate will have expertise in U.S. mortgage loan underwriting, risk management, and regulatory compliance.

The successful candidate will be responsible for reviewing and validating all mortgage loan components, ensuring data accuracy and integrity, and identifying credit issues to minimize risks.

Key Responsibilities
  • Loan Preparation & Accuracy: Review and validate all mortgage loan components, including borrower documentation, financial data, and property appraisals.
  • Ensure all data points and documents in the loan package are accurate, complete, and aligned with Automated Underwriting System (AUS) outputs.
  • Conduct thorough calculations and validations to ensure the integrity and reliability of the loan package.
  • Credit & Risk Mitigation: Identify and resolve credit issues to minimize risks, ensuring adherence to regulatory requirements.
  • Deliver loans without errors, apart from permissible compliance deviations, ensuring investor trust and confidence.
  • Quality Assurance & Process Improvement: Conduct quality checks on completed loan packages to uphold a high standard of accuracy.
  • Stay updated on industry guidelines, investor requirements, and regulatory changes to uphold best practices.
Requirements
  • At least 5 years of meaningful experience with mortgage loan underwriting for US consumers.
  • Experience and familiarity with TRID guidelines, and agency and investor guidelines.
  • Understanding of the mortgage life cycle from end-to-end strongly preferred.
  • Excellent communication, collaboration, and problem-solving skills.
  • Proficiency, speed, and accuracy in written communication.
Benefits
  • This role offers a dynamic work environment and opportunities for professional growth and development.

This opportunity is ideal for professionals who can work in a fast-paced environment and maintain high standards of accuracy and quality.



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