
Credit Risk Analyst Job
2 days ago
We are seeking a skilled credit risk analyst to evaluate the creditworthiness of borrowers and assess the risk associated with residential and commercial mortgage loan applications.
The ideal candidate will have strong analytical skills, be able to review financial statements, cash flow projections, and credit reports to assess the borrower's financial stability and repayment capacity.
The successful candidate will also have excellent communication skills, be able to collaborate with loan officers and underwriters to structure loan terms and conditions that align with the borrower's needs while managing credit risk effectively.
- Bachelor's degree in finance, accounting, economics, business administration, or a related field.
- Minimum of 3 years' experience in credit analysis or a similar role within the mortgage or finance industry.
- Experience in using financial analysis tools and CRM software.
- Strong understanding of commercial loans, various income streams, and income calculations.
- Knowledgeable in using lenders' servicing calculators to assess clients' borrowing capacities.
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