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Commercial Credit Officer

2 weeks ago

Manila, National Capital Region, Philippines Filinvest Group Full time

We are seeking a highly skilled Commercial Credit Officer to join our team at Filinvest Group. As a key member of the credit management department, you will be responsible for evaluating and managing the creditworthiness of clients, ensuring timely collection of receivables, and maintaining effective credit control measures.

This role involves conducting credit assessments, monitoring accounts, and working closely with various departments to support the hotel's financial stability and growth. Key Responsibilities:

  • Evaluate credit applications from new and existing clients, including corporate accounts, event organizers, and individual guests.
  • Analyze financial statements, credit reports, and other relevant data to determine the creditworthiness of applicants.
  • Recommend appropriate credit limits and terms based on assessment findings.

Credit Approval and Monitoring:

  • Approve or recommend credit limits and terms for clients following company policies and credit guidelines.
  • Monitor and review existing client accounts to ensure compliance with established credit terms and conditions.
  • Identify and address potential credit risks, taking proactive measures to mitigate them.

Required Skills and Qualifications:

  • Bachelor's degree in Finance or Accounting.
  • At least 2-4 years of experience in credit management, risk assessment, or a related role within the hospitality industry.
  • Strong analytical skills, proficiency in financial software, and excellent communication and interpersonal skills.