Commercial Credit Officer

3 days ago


Manila, National Capital Region, Philippines Metrobank Full time
Credit Review Officer Job at Metrobank

Metrobank is a reputable bank that offers a wide range of financial services to its customers. We're currently looking for a skilled Credit Review Officer to join our team.

This role involves analyzing loan proposals and borrowers' creditworthiness, managing credit risk and portfolio performance, and ensuring compliance with internal and external policies. As a Credit Review Officer, you will work closely with our Institutional Banking Segment (IBS) counterparts to ensure timely submission of pre-approval documents and active management of assigned portfolios.

We're looking for someone with strong analytical skills, attention to detail, and excellent communication skills. If you're a motivated individual who is eager to learn and grow, we encourage you to apply.

Job Summary:

As a Credit Review Officer, you will be responsible for assessing loan proposals and borrowers' creditworthiness, preparing Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals, validating data provided by lending units as part of the credit assessment, managing credit risk and portfolio performance, and ensuring compliance with internal and external policies.

Key Responsibilities:

  1. Assessing loan proposals and borrowers' creditworthiness.
  2. Preparing Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals.
  3. Validating data provided by lending units as part of the credit assessment.
  4. Managing credit risk and portfolio performance.
  5. Ensuring compliance with internal and external policies.

Requirements:

  1. Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management, or Economics.
  2. At least 3 years working experience in credit with a focus on commercial and corporate loans.
  3. Knowledgeable in credit risk analysis.
  4. Strong quantitative and analytical skills.
  5. Pro-active approach to problem solving and ability to meet tight deadlines.


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