Financial Analyst

7 days ago

Dasmariñas, Calabarzon, Philippines beBeeCredit Full time ₱900,000 - ₱1,500,000

We are seeking a skilled Credit Risk Specialist to join our team. As a Credit Risk Specialist, you will be responsible for assessing the creditworthiness of clients and analyzing financial statements to identify potential risks.

Job Description:

The successful candidate will have a strong background in finance and experience in credit analysis. You will work closely with our sales, legal, and finance teams to structure deals that align with our risk tolerance and maintain accurate records of credit evaluations and decisions.

Key Responsibilities:

  • Analyze financial statements and credit reports to assess client creditworthiness.
  • Prepare detailed credit analyses and risk assessments for new and existing clients.
  • Collaborate with cross-functional teams to structure deals that meet company risk tolerance.
  • Monitor client portfolios and identify potential credit risks or deteriorating financial conditions.
  • Maintain accurate records of credit evaluations and decisions.
  • Recommend credit limits and terms based on risk analysis.
  • Stay current with industry trends, economic conditions, and regulatory changes affecting credit risk.
  • Support underwriting processes for property acquisitions, leases, and financing arrangements.

Requirements:

  • Bachelor's degree in finance, accounting, economics, or related field (MBA or CPA preferred).
  • Graduated cum laude or better from university is preferred.
  • 3+ years of experience in credit analysis, preferably within the real estate industry.
  • Strong proficiency in financial modeling and analysis.
  • Familiarity with credit scoring systems and risk assessment tools.
  • Excellent written and verbal communication skills.
  • High attention to detail and strong organizational skills.

Benefits:

We offer a competitive compensation package, comprehensive benefits, and opportunities for professional growth and development.

About Us:

We are a dynamic and entrepreneurial organization dedicated to providing exceptional service to our clients and partners. Our team is passionate about delivering results-driven solutions and building long-term relationships.

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