Enterprise Operations Credit Analyst QUEZON CITY, PH

4 days ago


Manila, National Capital Region, Philippines Avature Full time

At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, let's talk.

In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new technology.

Your Roles and Responsibilities
  1. Ability to cope with different situations, different requirements, uncertainty and stress; ability to modify goals and directions when needed.
  2. Problem solving: Accurately accumulating information and its analysis; forecasting potential problems and planning; allowing for alternative, creative solutions and identifying most reasonable solutions.
  3. Communication: Clear and concise in oral and written communication; attentive listening focused on understanding; adjusting the style of speech to the situation and to the audience; understanding and making use of accessible communication tools.
  4. Effective cooperation with different units and teams inside and outside IBM; mutually respecting and appreciating differences; building and strengthening relations; finding solutions favorable for both sides.
  5. Impact: Striving for ambitious goals and continuously seeking better results by overcoming challenges along the way and proactively expanding knowledge.
  6. Taking ownership by identifying needs, making informed decisions, and assuming responsibility for tasks and outcomes.
Per Process: Credit, Collections, Disputes and Deductions
  1. Monitor assigned client portfolio and follow up with customers for overdue invoices.
  2. Assist in resolving disputes or payment issues.
  3. Maintain records of customer transactions and payment status.
  4. Adherence to the OTC Collections process within policy, with specific reference to prompt collection and escalation actions.
  5. Achieve collections targets as defined by Team Leader, Manager and contractual SLAs or OLAs (CPI, KPI, GPI etc.).
  6. Assist in reviewing customer credit limits and payment terms.
  7. Flag potential credit risks to team lead or manager for issue resolution.
  8. Maintain records of credit approvals and adjustments.
Required Education

Bachelor's Degree

Preferred Education

Bachelor's Degree

Required Technical and Professional Expertise
  1. Graduate of BS Accountancy, Finance, Business, Economics, or other related management degrees with 1-2 years of Experience in Order to Cash (O2C) with basic accounting knowledge and understanding of various accounting principles.
  2. Good understanding or working knowledge of general finance and various finance concepts and principles.
  3. Applied knowledge and understanding on Customer Masterdata Management, Order and Credit Management, Billing and Invoicing, Collections and Disputes, Deductions and Cash Application.
  4. Good knowledge and hands-on experience in any related Accounting Software: SAP, Oracle, SalesForce or any large-scale ERP system is an advantage.
  5. Experience in participating and collaborating in team meetings to gather/share information.
  6. Ability to achieve individual and Business metrics.
  7. Demonstrated experience in meeting all baseline and project goals for accuracy and timeliness.
  8. Intermediate knowledge and skills in MS Excel.
  9. Excellent written, oral and interpersonal communication skills.
ABOUT BUSINESS UNIT

IBM Consulting is IBM's consulting and global professional services business, with market leading capabilities in business and technology transformation. With deep expertise in many industries, we offer strategy, experience, technology, and operations services to many of the most innovative and valuable companies in the world. Our people are focused on accelerating our clients' businesses through the power of collaboration. We believe in the power of technology responsibly used to help people, partners and the planet.

YOUR LIFE @ IBM

In a world where technology never stands still, we understand that dedication to our clients' success, innovation that matters, and trust and personal responsibility in all our relationships, lives in what we do as IBMers as we strive to be the catalyst that makes the world work better.

Being an IBMer means you'll be able to learn and develop yourself and your career, you'll be encouraged to be courageous and experiment every day, all whilst having continuous trust and support in an environment where everyone can thrive whatever their personal or professional background.

Our IBMers are growth-minded, always staying curious, open to feedback and learning new information and skills to constantly transform themselves and our company. They are trusted to provide ongoing feedback to help other IBMers grow, as well as collaborate with colleagues keeping in mind a team-focused approach to include different perspectives to drive exceptional outcomes for our customers. The courage our IBMers have to make critical decisions every day is essential to IBM becoming the catalyst for progress, always embracing challenges with resources they have to hand, a can-do attitude and always striving for an outcome-focused approach within everything that they do.

Are you ready to be an IBMer?

ABOUT IBM

IBM's greatest invention is the IBMer. We believe that through the application of intelligence, reason and science, we can improve business, society and the human condition, bringing the power of an open hybrid cloud and AI strategy to life for our clients and partners around the world.

Restlessly reinventing since 1911, we are not only one of the largest corporate organizations in the world, we're also one of the biggest technology and consulting employers, with many of the Fortune 50 companies relying on the IBM Cloud to run their business.

At IBM, we pride ourselves on being an early adopter of artificial intelligence, quantum computing and blockchain. Now it's time for you to join us on our journey to being a responsible technology innovator and a force for good in the world.

OTHER RELEVANT JOB DETAILS

For additional information about location requirements, please discuss with the recruiter following submission of your application.

Job Title: Process Delivery Specialist-Lead to Cash

Job ID: 22356

City / Township / Village: QUEZON CITY

State / Province: National Capital Region (Manila)

Country: Philippines

Work arrangement: Hybrid

Area of work: Enterprise Operations

Employment type: Regular

Position type: Entry Level

No Travel

Company: (0856) IBM Business Services

Shift: Rotation

Is this role a commissionable/sales incentive based position?

#J-18808-Ljbffr

  • Manila, National Capital Region, Philippines Avature Full time

    Job Summary">">In this role, you will be responsible for monitoring assigned client portfolio and following up with customers for overdue invoices.">Assist in resolving disputes or payment issues.">Maintain records of customer transactions and payment status.">Adhere to the OTC Collections process within policy, with specific reference to prompt collection...


  • Manila, National Capital Region, Philippines Avature Full time

    At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging...


  • Manila, National Capital Region, Philippines Avature Full time

    At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging...


  • Manila, National Capital Region, Philippines Avature Full time

    In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new...


  • Manila, National Capital Region, Philippines Global8 Finance Corporation Full time

    Job Purpose:Assistant Credit Analyst role involves assessing the creditworthiness of an individual or company to determine the likelihood that they will honor their financial obligations. Credit analysts evaluate a borrower's past financial and credit history to determine their financial health and their ability to repay credit advanced to them by a lender....


  • Manila, National Capital Region, Philippines Avature Full time

    Job Description">As a Lead to Cash Operations Expert, you will be responsible for driving the successful execution of cash flow operations across various departments.">This includes managing customer master data, order and credit management, billing and invoicing, collections and disputes, deductions and cash application.">You will collaborate closely with...


  • Manila, National Capital Region, Philippines First Circle Full time

    Job DescriptionAs a Risk Operations Analyst, you will play a critical role in evaluating creditworthiness and assessing the risk profile of small and medium-sized enterprises (SMEs) applying for loans.You will have the opportunity to learn and apply industry best practices in credit analysis and risk management, working alongside experienced professionals...


  • Manila, National Capital Region, Philippines Citigroup Full time

    Citigroup Credit Maintenance Senior Analyst in City of Taguig, PhilippinesThe Credit Maintenance Senior Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors, and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to...


  • Manila, National Capital Region, Philippines Avature Full time

    In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new...


  • Manila, National Capital Region, Philippines Robert Walters PH Full time

    About this role:You will be responsible for managing the credit administration process efficiently, ensuring smooth operations and accurate financial records. As a Credit Operations Coordinator, you will work closely with the Credit Control Services Manager to provide administrative support to the Accounts Receivable function.Your key responsibilities will...


  • Manila, National Capital Region, Philippines Robert Walters PH Full time

    Job Description:As a Senior Credit Professional at Robert Walters PH, you will play a vital role in managing the credit administration process efficiently. Your primary responsibility will be to set up new credit accounts, maintain existing ones, and assist with any queries that arise. This role involves validating and processing credit applications, setting...


  • Manila, National Capital Region, Philippines Avature Full time

    In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new...


  • Manila, National Capital Region, Philippines International Container Terminal Services, Inc. (ICTSI) Full time

    Role Description:Under general supervision of the PH Commercial Director, the PH Commercial Analyst is accountable for developing market research initiatives, analyzing results and creating presentations to facilitate the appreciation of the reports.Provide support for the PH Commercial team in the coordination of ICTSI's Philippine Sub-region strategy –...


  • Manila, National Capital Region, Philippines Executive Optical, Inc. Full time

    Job DescriptionWe are seeking a results-driven Branch Manager to oversee the day-to-day operations of our Quezon City branches. Key responsibilities include increasing sales and profitability, managing employee productivity, and providing excellent customer service.The ideal candidate will have a strong background in retail management, with at least 7 years...


  • Manila, National Capital Region, Philippines KIMSTORE ENTERPRISE CORP. Full time

    About UsKIMSTORE ENTERPRISE CORP. is a leading provider of accounting and financial services in the Philippines. We pride ourselves on our commitment to excellence, innovation, and delivering exceptional value to our clients.Job Description:This full-time Accounting Assistant role is based in Metro Manila and will provide vital support to our accounting...


  • Manila, National Capital Region, Philippines Avature Full time

    A career in IBM Consulting is rooted by long-term relationships and close collaboration with clients across the globe. In this role, you will work for IBM BPO, part of Consulting that accelerates digital transformation using agile methodologies, process mining, and AI-powered workflows.You'll work with visionaries across multiple industries to improve the...


  • Manila, National Capital Region, Philippines Manpower Philippines Full time

    Job OverviewWe are seeking a highly skilled Trade Credit Analyst to join our team at Manpower Philippines.The ideal candidate will have excellent analytical skills, attention to detail, and the ability to work in a fast-paced environment.Main Responsibilities:Analyze and evaluate trade credit data to identify potential risks and opportunities.Develop and...


  • Manila, National Capital Region, Philippines Philteq Enterprise Incorporated Full time

    Job Responsibilities:Reviews credit applications and performs credit checks by necessitating communications with third parties regarding financial transactions, payment terms, and credit limitsAssists in assessment of credit worthiness of individuals, companies, and institutions to aid management in creating recommendations about whether to increase, adjust,...


  • Manila, National Capital Region, Philippines Bee Information Technology PH Inc. Full time

    We are looking for an experienced Enterprise Account Growth Manager to join our team at Bee Information Technology PH Inc. This role involves developing and executing strategic sales plans to drive revenue growth.About the JobThe ideal candidate will have a strong background in data center sales, enterprise IT infrastructure, and hyperscaler partnerships,...


  • Manila, National Capital Region, Philippines Tala Full time

    About TalaTala is on a mission to unleash the economic power of the Global Majority – the 4 billion people overlooked by existing financial systems. With nearly half a billion dollars raised from equity and debt, we are serving millions of customers across three continents. Tala has been named by theFortuneImpact 20 list,CNBC's Disruptor 50 five years in a...