Relationship Manager

7 days ago


Baguio, Philippines RCBC Full time

Overview RCBC Baguio, Cordillera Admin Region, Philippines Join to apply for the Relationship Manager - Business Banking role at RCBC . Location: Baguio, Cordillera Admin Region, Philippines. Responsibilities Generate new commercial loans for the Bank, develop existing loan portfolio, uphold portfolio quality, cross-sell other products/services of the bank, and provide professional account management to meet portfolio growth and profitability objectives while preserving asset quality. Establish, develop and maintain a lasting and mutually beneficial relationship with customers. Market and deliver bank products and services within the Bank\'s policies and governing laws and regulations. Conduct credit evaluation of accounts, including client calls and ocular inspections. Recommend establishment of credit facilities in accordance with the Bank\'s priorities and policies by analyzing the client\'s business/industry, financial capacity, management competence, collateral/security, and account profitability. Improve the quality of the loan portfolio and aim to maximize return on resources. Solicit credit-worthy accounts by identifying target markets and strategies, marketing the Bank\'s products and services, and offering financial packages tailored to client requirements. Increase market share, improve revenues, and enhance portfolio quality. Develop the existing portfolio by conducting annual reviews of client credit facilities, expanding and deepening relationships with prime accounts, soliciting availments, increasing deposits and collateral business. Qualifications Bachelor\'s degree in Economics, Business, Accounting, or Commerce. Post-graduate degree (e.g., MBA) preferred. Working knowledge of international and local trade payments/practices, rules and regulations; training in bank service policies and procedures; account profitability analysis; financial analysis; credit approval preparation. Two (2) years banking industry experience, or five (5) years experience in other industries. Proficient in basic MS Office applications. Marketing and presentation skills. Excellent oral and written communication skills. Interpersonal skills. Seniority level Entry level Employment type Full-time Job function Sales, Business Development, and Product Management Industries Banking #J-18808-Ljbffr



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