Credit Analyst

Credit Analyst page is loaded## Credit Analystlocations: Alabang, Muntinlupa City, Philippinestime type: Full timeposted on: Posted Todayjob requisition id: R5833The Allegro team is united by a clear purpose—advancing technologies that make the world safer, more efficient, and more sustainable. With over 30 years of experience in semiconductor innovation, we bring that purpose to life across every part of the business—from breakthrough product development and customer success to how we show up for each other and the communities we serve.**The Opportunity**The Credit Analyst at Allegro MicroSystems is responsible for conducting comprehensive financial analysis of new and existing customers to assess creditworthiness and manage financial risk. This role involves recommending appropriate credit limits and payment terms, monitoring accounts for potential issues, and collaborating with sales and finance teams to support Allegro's revenue objectives while safeguarding its assets.**What You Will Do*** Conduct in-depth financial analysis of new and existing customers by reviewing financial statements, credit reports, bank and trade references, and industry data.* Assess the creditworthiness of customers, identifying potential risks and opportunities.* Utilize various analytical tools and techniques to evaluate financial health, payment history, and business outlook.* Recommend appropriate credit limits and payment terms for customers, balancing sales objectives with Allegro's credit risk appetite.* Prepare detailed credit memos and present findings and recommendations to management.* Continuously monitor customer accounts and industry trends for changes in financial condition, payment behavior, or economic factors that could impact credit risk.* Proactively identify and escalate potential credit issues to the Manager, Credit, or relevant stakeholders.* Assist in managing the accounts receivable portfolio, including identifying overdue accounts and supporting collection efforts.* Collaborate closely with the Sales team to understand customer needs and facilitate sales while ensuring prudent credit decisions.* Communicate credit decisions and rationale clearly and professionally to internal teams and, when necessary, to customers.* Work with Treasury and Accounting teams to ensure accurate financial data and support cash flow management.* Ensure strict adherence to Allegro's credit policies, procedures, and relevant compliance requirements.* Maintain accurate and up-to-date credit files and documentation.* Contribute to the continuous improvement of credit analysis processes and tools.**What You Will Bring*** Bachelor's degree in finance, Accounting, Business Administration, Economics, or a related field.* Minimum of 2-5 years of experience as a Credit Analyst or in a similar financial analysis role.* Experience within a manufacturing, technology, or semiconductor industry is a plus.* Familiarity with international credit practices and trade finance is desirable.* Strong proficiency in financial statement analysis and interpretation.* Excellent analytical and quantitative skills, with the ability to identify trends and assess risk.* Proficiency with ERP systems (e.g., SAP, Oracle) and credit reporting tool* Advanced Excel skills for data manipulation and financial modeling* Excellent communication (written and verbal) and interpersonal skills.* Strong attention to detail and accuracy.* Ability to work independently and as part of a team in a fast-paced environment.* Proactive, inquisitive, and results oriented.* High level of integrity and professionalism.
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