Risk Management Officer

Risk Management Officer at PHP Agency, Inc.

We are a Mission-Driven Fintech Company building a next-generation digital payment ecosystem. This role is open to individuals with an interest in finance and the blockchain. You will contribute to risk management practices across regulatory, operational, and strategic dimensions.

This role reports to senior management and requires a strong ability to identify, assess, and mitigate risks, while communicating complex risk scenarios to both technical and non-technical stakeholders. Knowledge of BSP regulations and AML considerations is a plus.

• Participate in identifying, assessing, verifying, and monitoring the Company’s potential risks across financial, operational, compliance, IT/cybersecurity, liquidity, market, and strategic areas.
• Develop and recommend risk mitigation strategies, ensuring alignment with the Company’s risk appetite and BSP regulations.
• Prepare comprehensive risk assessment reports, including KRIs, stress testing results, and recommended improvements.
• Facilitate regular reporting of risk exposures and breaches to Senior Management, the Board, and the Risk Oversight Committee.
• Ensure all business activities and technology platforms are included in Business Continuity Plans and Disaster Recovery Plans.
• Conduct Business Impact Analyses to determine Recovery Time Objectives (RTO) and Recovery Point Objectives (RPO) per BSP guidance and other guidelines.
• Organize periodic BCP/DRP testing, tabletop exercises, and post-mortem reviews to strengthen operational resilience.
• Monitor vendor and third-party risk management to ensure continuity and resilience standards are met.
• Ensure compliance with BSP Circulars and integrate risk management requirements into internal policies and procedures.
• Collaborate with AML Compliance Officer to address overlapping risk areas, including fraud and money laundering risk.
• Support BSP examinations and audits by maintaining updated risk management documentation, policies, and frameworks.
• Provide independent advice on risk exposures and mitigation to the Board and Risk Oversight Committee.
• Develop and maintain the Company’s Risk Management Framework, policies, and risk appetite statements.
• Deliver quarterly and ad hoc risk management reports to management and regulators as required.
• Collaborate with other departments to identify, monitor, and mitigate risk; maintain documentation of risk assessments, controls, and corrective action plans.
• Promote a risk-aware culture through training and awareness programs.

• Attentive listener and effective communicator; ability to translate complex ideas into clear messages.
• Analytical thinker with the ability to turn data into defensible decisions.
• Problem solver with the ability to see the bigger picture and make data-driven decisions.
• Team collaborator with strong interpersonal and leadership skills.
• Quick adaptability to regulatory or operational changes.
• Excellent reading comprehension for training, regulatory updates, and internal communications.
• Any degree in Risk Management, Finance, Economics, Business Administration, Mathematics, Social Sciences or related field is a plus.
• Professional experience in a risk-related function within financial services, EMI/VASP, banking, insurance, or highly regulated sectors.
• Proven experience or willingness to learn in conducting enterprise risk assessments and engaging with regulatory bodies.
• Strong interpersonal and leadership skills with experience managing cross-functional teams.
• Excellent written and verbal communication skills for presenting risk scenarios to diverse stakeholders.
• Experience in writing policies and procedures is valued but not required.
• Knowledge or experience with AMLA, BSP Circulars, and FATF guidelines is a plus.
• Applicants must be legally authorized to work in the Philippines without employer visa sponsorship.

• Seniority level: Associate
• Employment type: Full-time
• Job function: Finance and Sales

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