Residential Credit Analyst

Residential Credit Analyst (AU Mortgage, WFH) Schedule: Monday – Friday (6:00 AM – 3:00 PM PHT) The purpose of a Credit Analyst is to assist Australian mortgage brokers with administrative tasks to prepare, process and track loan applications. The role requires you to communicate with relevant stakeholders, prepare documentation, keep systems and CRMs updated, and follow a loan application from pre‑submission to post‑approval within required timeframes. Skills Required Certificate IV in Financing & Mortgage Brokering Bachelor's Degree in a relevant course 2 years’ experience in credit analysis or a similar role within the AU Mortgage Brokering industry Experience in using aggregators CRM such as MyCRM, Infynity, Mercury Nexus, Flex or Salestrekker or other mortgage‑broking industry CRM software Proficient in using IT software, Google Workspace and/or Microsoft Office including Gmail or Outlook Experience using Project/Task Management Tools (Monday.com, Trello, Airtable, Asana, etc.) What You will Do Workshop with brokers to package the deal ensuring every submission is structured optimally and aligns with lender policies and client needs Prepare comprehensive credit submissions for a variety of lending scenarios, including refinances, purchases, multiple‑securities, multiple applicants, SMSF and bridging finance Liaise with clients to gather necessary documentation and clarify financial details NCCP compliance checks and transcribing notes from summaries to detailed responses Understand and interpret complex financials (self‑employed, SMSF, trusts, and company) Complete lender servicing calculators and living expense analysis to assess clients borrowing capacities Research lenders that have a specific policy to suit client requirements and provide expert guidance to ensure compliance and optimal loan structuring Order valuations based on client information, understand valuation types, and communicate with valuation firms to discuss or elevate requests Price requests across multiple lenders for new applications and settled loans Generate comprehensive credit reports and interpret them Assist in mitigating MIRs, conditional approvals and settlement conditions Cross‑check approval and settlement documents to ensure details match client requirements per submission Stay updated on industry trends, lending products and regulatory changes Benefits & Perks Induction training program for 4 weeks on‑site One‑month paid training program to help you get up to speed and excel in your role Work set‑up: WFH, Hybrid or on‑site Competitive salary package and annual performance review, monthly rewards and recognition program Opportunity to attend events and travel to Australia Earn your CERT IV in Mortgage Broking and Finance to upskill and advance your career Access to knowledge‑base tools, resource center and training library HMO coverage up to 2 free dependents (Medical, Dental and Group Life insurance) on Day 1 Mandatory Government Benefits and 13th‑Month Pay Leave credits convertible to cash of unused sick leave, paid quarterly Access to emergency and bereavement leave Financial assistance program through leading FinTech company in the Philippines Referral bonus of PHP 21,000 for helping a friend land a job Work‑life integration: remote learning, wellness sessions, virtual team games, company‑wide events, gym, wellness room, childcare facility, entertainment room, coffee and ice cream daily, sleeping quarters and shower rooms Convenient location at Mega Tower, EDSA — the heart of Metro Manila Equal Employment Statement Employment decisions at ConnectOS will be conducted without consideration of factors such as age, race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, or marital status. ConnectOS ensures the full confidentiality of the data it processes. #J-18808-Ljbffr