Account Officer

3 weeks ago

Pampanga Philippines Hi-Perf Business Solutions Full time

Job Description Employee Recognition and Rewards Incentives Insurance Health & Wellness Health Insurance, HMO Market and generate loans based on assigned target market and bank's lending directions. Evaluate clients' financial needs, validate business and financial statements, and prepare loan recommendations. Ensure all credit information is gathered, risks assessed, and loan applications go through the proper approval process. Oversee loan documentation, registration, and disbursement. Continuously monitor loan accounts, ensuring timely repayments and account maintenance. Identify early signs of problem loans and initiate appropriate remedial actions or restructuring. Maintain up-to-date credit folders and transfer accounts to the Remedial Management Department (RMD) when needed for further action. Bachelor’s degree in business, finance, economics, accounting, or related field (preferred) with at least 3 years of relevant experience. Knowledge of Philippine banking regulations and lending practices. Strong interpersonal, communication, and negotiation skills with the ability to analyze financial data and make informed lending decisions. Goal-driven, detail-oriented, and able to work well in a team setting; willing to travel for client evaluations and training/workshops. Qualifications Bachelor’s degree in business, finance, economics, accounting, or related field (preferred) with at least 3 years of relevant experience. Knowledge of Philippine banking regulations and lending practices. Strong interpersonal, communication, and negotiation skills with the ability to analyze financial data and make informed lending decisions. Goal-driven, detail-oriented, and able to work well in a team setting; willing to travel for client evaluations and training/workshops. Working Location If the position requires you to work overseas, please be vigilant and beware of fraud. Security Notice If you encounter an employer who: withholds your ID, requires you to provide a guarantee or collects property, #J-18808-Ljbffr

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