Account Officer

4 weeks ago


Pampanga Philippines Hi-Perf Business Solutions Full time

Job Description

Employee Recognition and Rewards

Incentives

Insurance Health & Wellness

Health Insurance, HMO

  • Market and generate loans based on assigned target market and bank's lending directions.
  • Evaluate clients' financial needs, validate business and financial statements, and prepare loan recommendations.
  • Ensure all credit information is gathered, risks assessed, and loan applications go through the proper approval process.
  • Oversee loan documentation, registration, and disbursement.
  • Continuously monitor loan accounts, ensuring timely repayments and account maintenance.
  • Identify early signs of problem loans and initiate appropriate remedial actions or restructuring.
  • Maintain up-to-date credit folders and transfer accounts to the Remedial Management Department (RMD) when needed for further action.
  • Bachelor’s degree in business, finance, economics, accounting, or related field (preferred) with at least 3 years of relevant experience.
  • Knowledge of Philippine banking regulations and lending practices.
  • Strong interpersonal, communication, and negotiation skills with the ability to analyze financial data and make informed lending decisions.
  • Goal-driven, detail-oriented, and able to work well in a team setting; willing to travel for client evaluations and training/workshops.
Qualifications
  • Bachelor’s degree in business, finance, economics, accounting, or related field (preferred) with at least 3 years of relevant experience.
  • Knowledge of Philippine banking regulations and lending practices.
  • Strong interpersonal, communication, and negotiation skills with the ability to analyze financial data and make informed lending decisions.
  • Goal-driven, detail-oriented, and able to work well in a team setting; willing to travel for client evaluations and training/workshops.
Working Location

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