Credit Analyst

Credit Analyst (Night Shift) Location: 6750 Building, Makati City, Philippines. Employment type: Full‑time. Seniority level: Mid‑senior level. Job function: Finance and Sales. Industries: Oil and Gas. About The Role This role is based in Makati City, Philippines and requires an experienced credit analyst to manage the credit lifecycle and risk of the company’s downstream operations. Responsibilities Handles a portfolio of customer accounts. Monitors and reviews credit limits of new and existing counterparties; in-depth analysis of counterparty’s financial standing, industry review, business outlook, risks, and opportunities. Prepares credit assessment and administers the approval process for credit limits and terms. Applies credit risk mitigation strategy including obtaining acceptable forms of securities from counterparties. Updates and maintains the credit limits and data in the system. Provides advisory function on documentary credit, bank guarantees and standby letter of credit. Provides advisory function on credit issues in the contract and credit structures such as collateral and mitigation strategy and trade finance tools. Monitors payment performance and follows up on overdue amounts. Reviews, assesses and administers approval process for orders blocked due to credit violations. Contributes toward developing and implementing credit risk management processes. Actively participates in improving credit risk management policies to meet industry best practices. Implements and complies with the Credit Policy; ensures trading and marketing business activities are conducted according to the Credit Policy. Identifies, measures and controls credit risk mitigation activities in downstream business. Participates in the development of information systems to accurately capture credit exposures. Prepares credit management reports. Maintains and develops relationships with relevant stakeholders. Requirements Minimum 5 years of financial experience; prior exposure to audit function and/or credit risk management preferred. Proficient in MS Office and SAP system. Fluency in English. Good analytical skills (quantitative and qualitative analysis). Ability to work systematically, prioritize tasks and adhere to deadlines. Ability to balance risks and business requirements. Ability to adapt to varying work situations and be flexible in resolving challenges. Works with minimal supervision and shows initiative. Ability to communicate at all levels of management. About You We encourage applications from motivated and talented individuals with a keen interest in the energy industry. Benefits Competitive salary. Allowances, medical and optical reimbursements. Health care coverage for you and your eligible dependents. Robust employee‑centered programs for health and wellness. Time‑off to promote a healthy work‑life balance or to care for your family. Annual corporate incentive bonus when the company meets established goals. Recognition and awards program. Long‑term savings plan. Life insurance. Career development opportunities through onboarding, training and development, mentoring, volunteering opportunities, and employee networking groups. Hybrid work model – work remotely from home several days a week. Diversity and Inclusion At Chevron, we are committed to fostering diversity and inclusion at all levels of our company and at all stages of the employee experience. We constantly strive to attract, develop and retain diverse Filipino talent. Globally, Chevron Corporation has achieved a rating of 100 percent in the Human Rights Campaign Equality Index for the past 17 years. #J-18808-Ljbffr