Risk Management Officer

Risk Management Officer – WIBS PHP INC. Join us as a Risk Management Officer at WIBS PHP INC, a start-up BSP-licensed EMI and VASP company on a mission to revolutionize digital finance in the Philippines. We are a mission-driven fintech company building a next-generation digital payment ecosystem that is reliable, efficient, and inclusive. We aim to introduce cryptocurrencies to the Filipino market and build a bridge to the benefits of blockchain technology. What We’re Looking For Attentive listener and effective communicator – You ask the right questions and absorb feedback fast. You have the ability to translate complex ideas into clear messages. Analytical Thinker – You ask "Why" and "What's next?" then connect the dots that others usually miss and turn data into defensible decisions. Problem Solver – You can break down problems with clarity and precision by looking at the bigger picture. You have the capability to make smart decisions based on facts and not on gut feelings. Team Collaborator – You share ideas, listen well, and know when to lead and when to support because you value the time of others. Quick Adaptability – You stay updated and agile in the face of regulatory or operational changes. Excellent Reading Comprehension – You rapidly absorb training, regulatory updates and internal communications while keeping ahead of change. Any degree in Risk Management, Finance, Economics, Business Administration, Mathematics, Social Sciences or a related field is a plus. Professional experience in a risk-related function within financial services, EMI/VASP, banking, insurance, or a highly regulated sector such as healthcare or telecommunications. Proven experience or willingness to learn in conducting enterprise risk assessments, designing risk mitigation plans, and engaging with regulatory bodies. Strong interpersonal and leadership skills with experience managing cross‑functional teams. Excellent written and verbal communication skills, with the ability to present complex risk scenarios to both technical and non‑technical stakeholders. Experience in writing policies and procedures is valued, though not required. Knowledge or experience of AMLA, BSP Circulars, and FATF guidelines is a plus. Applicants must be legally authorized in the Philippines without employer visa sponsorship. Minimum Qualifications Enterprise Risk Management (ERM) Identify, assess, verify, and monitor the company’s potential risks across financial, operational, compliance, IT/cybersecurity, liquidity, market, and strategic areas. Develop and recommend risk mitigation strategies, ensuring alignment with the company’s overall risk appetite and BSP regulations. Prepare comprehensive risk assessment reports, including KRIs, stress testing results, and recommended improvements. Facilitate the regular reporting of risk exposures and breaches to Senior Management, the Board of Directors, and the Risk Oversight Committee. Business Continuity Management (BCM) Ensure all business activities, digital asset operations, and technology platforms are incorporated in the BCP and DRP. Conduct and update BIA to determine RTO and RPO in line with BSP Circular 808 and other guidelines. Organize periodic BCP/DRP testing, tabletop exercises, and post‑mortem reviews to strengthen operational resilience. Monitor vendor and third‑party risk management to ensure outsourced service providers comply with continuity and resilience standards. Regulatory & Compliance Alignment Ensure compliance with BSP Circulars (989, 1108, 1122, 808, 1160/1166) and integrate risk management requirements into internal policies and procedures. Ensure compliance with the liquidity standards from the BSP and the BASEL Framework. Collaborate with the AML Compliance Officer to address overlapping risk areas, including fraud, money laundering/terrorist financing risk, and outsourcing risks. Support BSP examinations and audits by maintaining updated risk management documentation, policies, and frameworks. Governance & Reporting Provide independent advice and recommendations on risk exposures and mitigation to the Board and Risk Oversight Committee. Develop and maintain the company’s Risk Management Framework, policies, and risk appetite statements. Deliver quarterly and ad‑hoc risk management reports to management and regulators as required. Other Duties Collaborate with Operations, Compliance, Audit, Technology, Treasury for risk identification, monitoring, and mitigation. Maintain proper documentation of risk assessments, controls, and corrective action plans. Promote a risk‑aware culture through training and awareness programs. Perform related duties as may be required by Management or the Board. Seniority Level Associate Employment Type Full‑time Job Function Finance and Sales Referrals increase your chances of interviewing at WIBS PHP INC. by 2x. #J-18808-Ljbffr