Credit Review Associate

2 weeks ago


Cavite City, Philippines Cepat Kredit Financing Inc. Full time

On-site position in Cavite, requiring 1-3 years of experience and a Bachelor's degree, full-time. Job Description The role involves reviewing and assessing credit applications, financial statements, and supporting documents for completeness and accuracy. Key responsibilities include: Reviewing and assessing credit applications, financial statements, and supporting documents for completeness and accuracy. Analyzing applicants’ creditworthiness based on financial history, income, collateral, and risk factors. Ensuring compliance with company credit policies, regulatory requirements, and lending procedures. Identifying potential risks and providing recommendations for approval, revision, or decline of credit applications. Coordinating with sales, loans processing, and other departments to resolve discrepancies or obtain additional information. Preparing and maintaining accurate credit review reports and records. Monitoring approved accounts for early signs of delinquency or non-compliance with terms. Assisting in the development and enhancement of credit review procedures and risk assessment tools. Supporting internal and external audits by providing required credit documentation and reports. Performing other related tasks as assigned. Key Requirements: Bachelor’s degree in Finance, Accounting, Business Administration, or related field. At least 1–2 years of experience in credit analysis, credit review, or related roles (preferably in banking or financing institutions). Strong analytical and problem-solving skills with keen attention to detail. Knowledge of credit policies, risk management, and regulatory compliance standards. Proficiency in MS Office applications (Excel, Word, PowerPoint). Strong written and verbal communication skills. Ability to manage multiple applications and meet turnaround times efficiently. High level of integrity and confidentiality in handling financial information. Benefits The company offers performance bonuses, incentives, government-mandated benefits, and insurance (HMO) for health and wellness. Working Location The position is based on-site in Cavite. Please note that the company is committed to equal employment opportunities and is an EEO employer. #J-18808-Ljbffr



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