Portfolio Data Analyst

1 week ago


Mandaluyong, Philippines Maya Full time

About the job What you will do: Lead the development and enhancement of a comprehensive risk management framework specifically tailored for credit card portfolios. Conduct in-depth analysis of credit card portfolio performance metrics, identifying trends, risk factors, and opportunities for optimization. Utilize advanced statistical techniques to understand credit card customer behavior, credit risk, and portfolio dynamics. Develop and refine key risk indicators (KRIs) and performance metrics for ongoing monitoring of credit card portfolios. Provide strategic insights and recommendations to senior management based on analytical findings, contributing to decision-making processes related to credit risk management. Collaborate cross-functionally with risk management, compliance, finance, and product teams to ensure alignment on risk strategy and compliance with regulatory requirements. What we are looking for: Bachelor's degree in Statistics, Mathematics, Economics, Finance, or a related quantitative field. Advanced degree (e.g., Master's) preferred. 5-8 years of progressive experience in risk analytics within consumer credit, with a strong focus on credit card portfolios. Expertise in programming languages such as Python, R, or SQL for data manipulation and statistical analysis. Proven ability to interpret complex data sets and derive actionable insights relevant to credit card risk management. Excellent communication skills with the ability to present complex concepts and recommendations to stakeholders at various levels of the organization. Understanding of credit risk modeling techniques, including scorecard development, stress testing, and portfolio optimization is a plus #J-18808-Ljbffr



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