Head of Credit Cards

9 hours ago

Manila, Philippines Michael Page Full time

Major fintech provider looking to grow their credit card business High visibility & high potential opportunity About Our Client Leading Fintech organization that is well known for Consumer financing and Digital financial services. Job Description Develop and implement credit card strategies to achieve business growth and profitability. Oversee credit card product development, enhancements, and lifecycle management. Manage credit risk assessment, policies, and underwriting standards to minimize defaults. Lead credit card portfolio management, including credit line settings and re-evaluation. Monitor key performance indicators (KPIs) such as approval rates, delinquency rates, and charge‑offs. Ensure compliance with regulatory requirements and internal risk policies. Collaborate with marketing teams to develop customer acquisition and retention strategies. Oversee credit approval processes and manage the credit scoring models. Lead a lean team of credit card professionals. Conduct regular reporting and analysis of credit card portfolio performance. Work with technology and operations teams to optimize credit systems and processes. Stay updated on industry trends, emerging risks, and competitive landscape. Manage stakeholder relationships, including partnerships with issuers, merchants, and regulators. The Successful Applicant A successful Head of Credit Cards should have: A degree in Finance, Business Administration, or a related field. Proven expertise in credit card management within the Financial Services industry (either from a bank or other fintech). Strong knowledge of mass‑market dynamics in the Philippines. Excellent analytical and problem‑solving abilities to drive strategic decisions. Comprehensive knowledge of regulatory compliance and risk management practices. Ability to collaborate across departments and drive innovative solutions. Strong communication and presentation skills to engage with stakeholders. What's on Offer Competitive salary Opportunities to work in a fast‑growing organization Be part of a leading Fintech #J-18808-Ljbffr

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