Senior Credit Analyst

Overview

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At Johnson & Johnson, we believe health is everything. Our strength in healthcare innovation empowers us to build a world where complex diseases are prevented, treated, and cured, where treatments are smarter and less invasive, and solutions are personal. Through our expertise in Innovative Medicine and MedTech, we are uniquely positioned to innovate across the full spectrum of healthcare solutions today to deliver the breakthroughs of tomorrow, and profoundly impact health for humanity. Learn more at

• Job Function: Finance
• Job Sub Function: Accounting
• Job Category: Professional
• Location: Paranaque, National Capital Region (Manila), Philippines

The Credit Analyst is responsible for processing and service delivery in SO release management and customer credit risk assessment in the Invoice to Cash (ITC) function for specific business MRCs and markets in Asia Pacific serviced by JNJ Global Services Manila. This position reports to the Credit Supervisor.

• Ensure adequate and effective internal controls are in place and that processes and policies are established and documented in compliance with WWP, ICH, DTP and other control requirements.
• Work on continuous improvement programs to standardize and improve the efficiency of the credit management process across various entities.
• Customer Risk Assessment And Mitigation: Lead customer credit risk assessment process, and review customer credit condition based on local business, sales forecast, credit agency report, financial statement analyzing, bank collateral and available public and non-public medical channel.
• Assess customer type and establish credit limits based on deep study of customer credit worthiness and industry tendency.
• Proactively work with internal business partners with comprehensive understanding of local business and marketing, to update customer credit risk. Support review credit applications and provide comments on credit risk assessment.
• Prepare detailed credit reports and provide insights to stakeholders on the data gathered.
• Stay updated on market trends and regulatory changes affecting credit policies.
• Sales Order Block/Release Management: Run customer orders held systematically for over limit and/or overdue per local schedule. Manage blocked orders in terms of value of on-hold orders and sales forecast in low and peak season to avoid delays in shipping customer orders. Perform SO release/hold report on a regular basis and perform dynamic analysis with management and the collection team to ensure proper follow-up on blocked orders. Support monitoring KPI results to meet Service Level Agreement commitments and deliver high quality service.
• Other ad-hoc tasks assigned by manager.

• Bachelor degree in Accounting, Finance, Economics or related business course
• CPA, CMA or certifications related to credit management are preferred.
• 1-3 years of experience in AR & credit management, preferably from MNCs
• Experience in a shared services center of a multinational corporation, banking industry or those supporting credit agencies is desirable
• Excellent communication skills, with the ability to collaborate with a variety of stakeholders
• Good command of English, both oral and written
• Knowledge of ERP systems (e.g. SAP), Tableau, UiPath or other financial modelling is a plus
• Technology proficiency in Microsoft Office and ERP (SAP is preferred)
• Teamwork spirit and ability to work under pressure

As part of our Company’s growth and expansion plans, we are preparing to relocate to a new office in BGC, Taguig City, tentatively by Q2 2026. Please note that the timeline may still change depending on project developments and other considerations.

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