Credit Investigator

Scrutinizes customers’ accounts and levies credit charges as per the interest rate• Investigates credit standing and financial history of individuals and business establishments• Processing motor loan applications following the company’s policies and procedures• Collects relevant information through reliable sources to determine credit worthiness of applicants• Notifies customers of the approval and rejection of credit either via emails or phone calls or both• Undertakes visits to confirm residential and business addresses• Responsible for collecting debts from defaulters with penalty charges• Responsible for reviewing credit applications and conducting background investigation• Processing credit applications after confirming financial status of applicants• Interviews individuals and business owners via phone calls and visit• Verify of information provided by customers for credit• Conducts investigation on the history and credit standing of loan applicants• Maintain and improve portfolio quality and prevent loss• Stays abreast of legal and regulatory changes and industry trends