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Credit Investigator

1 month ago

CAGAYAN DE ORO CITY, Philippines RYDE N' GO MOTORCYCLE Full time

Scrutinizes customers’ accounts and levies credit charges as per the interest rate
• Investigates credit standing and financial history of individuals and business establishments
• Processing motor loan applications following the company’s policies and procedures
• Collects relevant information through reliable sources to determine credit worthiness of applicants
• Notifies customers of the approval and rejection of credit either via emails or phone calls or both
• Undertakes visits to confirm residential and business addresses
• Responsible for collecting debts from defaulters with penalty charges
• Responsible for reviewing credit applications and conducting background investigation
• Processing credit applications after confirming financial status of applicants
• Interviews individuals and business owners via phone calls and visit
• Verify of information provided by customers for credit
• Conducts investigation on the history and credit standing of loan applicants
• Maintain and improve portfolio quality and prevent loss
• Stays abreast of legal and regulatory changes and industry trends