Junior Credit Analyst

5 days ago


Manila, National Capital Region, Philippines ING Full time

Junior Credit Analyst

ING Bank NV is a global bank with a strong European base, serving over 37 million customers, corporate clients, and financial institutions in more than 40 countries. Our purpose is to empower people to stay ahead in life and business.

We are seeking a Junior Credit Analyst to join our Wholesale Banking team. This role offers an ideal opportunity to gain exposure to a new, strategically important, and high-profile team. As a Junior Credit Analyst, you will be responsible for analyzing financial statements, screening loan agreements, and preparing reports for lending teams across the globe.

Key Responsibilities:

  • Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
  • Screening the loan agreements and understanding the financial covenants applicable to the borrower.
  • Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials.
  • Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating.

Requirements:

  • Bachelor's degree in Business, Accounting, Finance or Economics, or a related discipline with strong knowledge of accounting.
  • Work experience in financial services involving corporate or institutional lending.
  • Solid understanding of the financial statements of companies.
  • Resourcefulness, teamwork, and enthusiasm, demonstrated via previous work experience or extracurricular activities.
  • High level of attention to detail, strong organisational and scheduling skills.
  • Excellent written and spoken English communication skills.

About ING Bank NV:

ING Bank NV is a global bank with a strong European base, serving over 37 million customers, corporate clients, and financial institutions in more than 40 countries. Our purpose is to empower people to stay ahead in life and business.

What We Offer:

  • Develop credit, analytical and technical skills while gaining hands-on experience in your role.
  • Work with engaged managers and have exposure to global teams across all areas of Wholesale Banking.

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