Credit Portfolio Officer

3 days ago

Binondo Metro Manila, Philippines ESOL IT SERVICES INC. Full time ₱900,000 - ₱1,200,000 per year

Job Summary

We're seeking a detail-oriented and analytical Credit Portfolio Officer to support our Institutional Banking Segment (IBS). This role is key to managing credit portfolios, assessing risk, and ensuring compliance with internal and regulatory standards. If you're passionate about credit strategy, financial analysis, and portfolio oversight—this is your opportunity to shine.

Key Responsibilities

  • Prepare and assess credit proposals for IBS accounts, including renewals, aligned with internal policies and SLAs
  • Coordinate with IBS counterparts to ensure timely submission of pre-approval documents and active portfolio management
  • Validate financial data and documents submitted by Lending Officers
  • Evaluate collateral, policy deviations, and documentation gaps; propose mitigants
  • Identify policy and regulatory exceptions and integrate them into balanced credit assessments
  • Conduct financial analysis and spreadsheet modeling for new and existing clients
  • Review ERCA reports for new credit facility recommendations
  • Determine and review credit risk ratings and classifications, ensuring alignment with borrower profiles and market conditions

Qualifications

  • Bachelor's degree in Accountancy, Accounting Management, Math, Statistics, Financial Management, or Economics
  • Minimum 3 years of experience in credit, with emphasis on commercial or corporate loans
  • Proficient in credit risk analysis, financial modeling, and spreadsheet analysis
  • Strong quantitative and analytical skills
  • Proactive, solutions-oriented, and able to meet tight deadlines

Preferred Background

  • Experienced Credit Analysts or Portfolio Managers in the commercial or corporate space
  • Relationship Managers transitioning into credit roles
  • CPAs from top accounting firms
  • Credit Officers with exposure to both commercial and consumer loans

Why Join Us?

  • Work with seasoned professionals in a collaborative environment
  • Manage strategic credit portfolios with institutional clients
  • Enjoy a culture that values integrity, innovation, and continuous learning

  • Credit Review Officer

    2 weeks ago

    Binondo, Metro Manila, Philippines Metropolitan Bank & Trust Company Full time ₱1,200,000 - ₱2,400,000 per year

    Position Title:Credit Review OfficerJob Summary:Preparation and credit assessment of loan proposals and corresponding borrowersCredit Risk and Portfolio ManagementConformity to internal and external policiesSpecific Duties & Responsibilities:Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely...

  • Portfolio Data Analyst

    4 days ago

    , Metro Manila, Philippines Maya Full time

    Portfolio Data Analyst (Credit Card) – Maya Apply to the Portfolio Data Analyst (Credit Card) role at Maya . What you will do: Assist in the development and maintenance of risk management frameworks specific to credit card portfolios, under the guidance of senior team members. Perform regular analysis of credit card portfolio data to assess risk metrics,...

  • Head, Commercial Credit Division

    2 weeks ago

    Binondo, Metro Manila, Philippines Metropolitan Bank & Trust Company Full time

    HEAD, COMMERCIAL CREDIT DIVISION - CENTRAL METRO MANILA IIBe #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work,...

  • Credit Portfolio Manager

    1 week ago

    Manila, Philippines Metrobank Full time

    Press Tab to Move to Skip to Content Link Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure...

  • Credit Portfolio Manager

    4 days ago

    Manila, Philippines Metropolitan Bank & Trust Company Full time

    Be #InGoodHands with Metrobank! Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit Portfolio Manager

    7 days ago

    Manila, Philippines Metrobank Full time

    Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career....

  • Credit Officer

    4 weeks ago

    , Metro Manila, Philippines Buscojobs Full time

    Job Description The position is primarily responsible for the credit evaluation and credit decision for all consumer products (Credit Cards, Auto Loans, Home Loans & Personal Loans) applications received and processed. Responsibilities: Evaluates application based on available data, deduped results and verified information. Renders appropriate credit...

  • Head of Credit Risk

    6 days ago

    Manila, National Capital Region, Philippines Credit Guarantee and Investment Facility Full time ₱80,000 - ₱200,000 per year

    JOB PURPOSEThe Head - Credit Risk (HCR) is an international staff member responsible for supervising and overseeing the Credit Risk Group (CRG) of the Risk Management Department (RMD) at CGIF. The CRG's main duties include reviewing credit guarantee proposals and managing CGIF's existing credit guarantee portfolio. Additionally, the CRG manages the capital...

  • Credit Review Officer

    2 weeks ago

    Manila, National Capital Region, Philippines Curran Daly + Associates Full time ₱900,000 - ₱1,200,000 per year

    Credit Review OfficerJob SummaryPreparation and credit assessment of loan proposals and corresponding borrowersCredit risk and portfolio managementCompliance with internal and external policiesSpecific Duties & ResponsibilitiesEnsure consistent and proactive coordination with Institutional Banking Segment (IBS) counterparts for timely submission of...

  • Credit Review Officer

    6 days ago

    Manila, National Capital Region, Philippines Metrobank Full time ₱300,000 - ₱600,000 per year

    Position Title:Credit Review OfficerJob Summary:Preparation and credit assessment of loan proposals and corresponding borrowersCredit Risk and Portfolio ManagementConformity to internal and external policiesSpecific Duties & Responsibilities:Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely...