
Credit Analyst
1 week ago
Expert Insights, Smarter Lending Decisions
Transform credit assessments into growth opportunities in financial services. Here's your chance to build a global career in financial services. Take ownership of end-to-end credit assessment, make an international impact, and leave a lasting mark while working from the comfort of your home.
Job Description
As a Credit Analyst, you will handle PAYG and Self-Employed credit assessments, evaluate complex loan scenarios, and collaborate with brokers to ensure seamless submissions from discovery to settlement. Your expertise will help drive smarter approvals and stronger client relationships.
Job Overview
Employment type: Full-time
Shift: Day Shift, Weekends Off
Work setup: Permanent WFH
Exciting Perks Await
- Competitive Salary Package
- Permanent WFH arrangement
- HMO coverage with free dependent upon regularization
- Day shift schedule
- Fixed weekends off
- Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
- Unlimited upskilling through Emapta Academy courses (Want to know more? Visit )
- Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer
- Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more)
- Unlimited opportunities for employee referral incentives across the organization
- Standard government and Emapta benefits
- Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
- Fun engagement activities for employees
- Mentorship and exposure to global leaders and teams
- Career growth opportunities
- Diverse and supportive work environment
The Qualifications We Seek
- 2 years of experience in credit assessment for PAYG and Self-Employed scenarios with Australian banks and non-bank lenders for purchases, refinances, equity releases, and top-ups
- Great written communication skills as there will be plenty of client interactions via Email and WhatsApp
- Must be able to take ownership of a deal and "run with it" throughout its entire journey after the Discovery Call: review of fact find, initial credit assessment, back and forth with client around different scenarios and possibilities, document collection, loan submission, lender MIRs, pre-approval, full approval, settlement, and post-settlement
- Extreme attention to detail: needs to be organised, prioritise urgent tasks, and keep track of the status of every deal in detail as the volumes are strong
- Only tools that are a must for this role are Quickli and Google Sheets
Nice to Have:
- Experience with credit analysis for complex structures (multiple entities, trusts, SMSF)
- Experience with Salestrekker
Your Daily Tasks
- Conduct credit assessments for PAYG and Self-Employed scenarios across purchases, refinances, equity releases, and top-ups
- Collaborate with a top-performing broker to tackle diverse credit scenarios
- Manage the full credit journey: from initial assessment to settlement and post-settlement
- Communicate with clients via Email and WhatsApp, providing clear updates and solutions
- Track deal statuses meticulously to ensure accuracy and timeliness
- Leverage Quickli and Google Sheets to maintain efficiency and accuracy
- Adapt to new tools or approaches to improve processes and workflows
About the Client
Shaping Smarter Finance for Tomorrow
Our client is an Australian financial services leader specializing in innovative lending solutions. With expertise in PAYG and Self-Employed credit structures, they deliver seamless and tailored financing options to clients nationwide. Their forward-thinking approach and dedication to excellence make them a trusted partner for growth in the financial services industry.
Welcome to Emapta Philippines
Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment. Apply now and be part of the #EmaptaEra
-
Credit Analyst
1 day ago
Manila, National Capital Region, Philippines Atlantis Consulting Full time ₱900,000 - ₱1,200,000 per yearJob Title: Credit Analyst (AM-M)Company: Financial InstitutionLocation: Metro ManilaPosition Type: Full-timeHeadcount: 3 Job Brief We are looking for highly skilled Credit Analysts to join a trusted and established financial institution. The role is critical in evaluating credit proposals, managing portfolio risks, and ensuring compliance with internal...
-
Credit Analyst
1 week ago
Manila, National Capital Region, Philippines BH Properties Full time ₱600,000 - ₱1,200,000 per yearCREDIT ANALYST COMPANY BH Properties is a privately held commercial real estate investment firm focused on value-add acquisitions in office, industrial, retail, and multi-family properties throughout the Western United States, along with investments in distressed debt and ground leases. The Company is vertically integrated, with offices in Los Angeles, San...
-
Credit Analyst
1 day ago
Manila, National Capital Region, Philippines Evoke Capital Full time ₱900,000 - ₱1,200,000 per yearEvoke Capital - Finance and Mortgage BrokerageEvoke Capital is an award-winning Finance and Mortgage Brokerage based in Sydney specialising in both commercial and residential property lending.We are currently experiencing an exciting period of growth and so we are seeking a highly motivated and energetic Credit Analyst to join our team.This role will be...
-
Credit Analyst Australian Mortgages
3 days ago
Manila, National Capital Region, Philippines D2B Full time ₱600,000 - ₱1,200,000 per yearWe're Hiring: Credit Analyst for Australian Mortgages Remote | Full-Time | Australian ClientD2B is seeking a detail-oriented and experienced Credit Analyst to join our team specializing in Australian mortgages. In this role, you will be responsible for assessing the creditworthiness of applicants and ensuring that all required documentation meets lender...
-
Senior Credit Analyst
1 week ago
Manila, National Capital Region, Philippines Johnson & Johnson Full time $70,000 - $120,000 per yearAt Johnson & Johnson, we believe health is everything. Our strength in healthcare innovation empowers us to build a world where complex diseases are prevented, treated, and cured, where treatments are smarter and less invasive, and solutions are personal. Through our expertise in Innovative Medicine and MedTech, we are uniquely positioned to innovate across...
-
Manager, Credit Analyst
3 days ago
Manila, National Capital Region, Philippines Allegro MicroSystems Full time ₱1,200,000 - ₱2,400,000 per yearThe Allegro team is united by a clear purpose—advancing technologies that make the world safer, more efficient, and more sustainable. With over 30 years of experience in semiconductor innovation, we bring that purpose to life across every part of the business—from breakthrough product development and customer success to how we show up for each other and...
-
Credit Analyst Commercial
1 week ago
Manila, National Capital Region, Philippines ConnectOS Full time ₱900,000 - ₱1,200,000 per yearSchedule: Monday - Friday (06:00 AM - 03:00 PM PHT)What are we looking for?Skills Required:Bachelor's degree in finance, accounting, economics, business administration, or a related field.Minimum of 3 years' experience in credit analysis or a similar role within the mortgage or finance industry.Experience in using MyCRM, Infynity, Mercury Nexus, Flex,...
-
Credit Ops Analyst
1 week ago
Manila, National Capital Region, Philippines JPMorganChase Full time ₱1,200,000 - ₱2,400,000 per yearJOB DESCRIPTIONDo you have a passion providing a best-in-class experience for customers and employees? Our Card Lending Services Team has an excellent opportunity for an individual with proven commercial underwriting abilities.As a Credit Ops Analyst in Card Lending Services, you will be underwriting new applications as well as existing corporate liability...
-
I2C Senior Credit Analyst
1 week ago
Manila, National Capital Region, Philippines Johnson & Johnson Full time ₱1,200,000 - ₱3,600,000 per yearAt Johnson & Johnson, we believe health is everything. Our strength in healthcare innovation empowers us to build a world where complex diseases are prevented, treated, and cured, where treatments are smarter and less invasive, and solutions are personal. Through our expertise in Innovative Medicine and MedTech, we are uniquely positioned to...
-
Credit Analyst Residential
1 week ago
Manila, National Capital Region, Philippines ConnectOS Full time ₱21,000 per yearSchedule: Monday - Friday (6:00 AM - 3:00 PM PHT)What are we looking for?The purpose of a Credit Analyst is to assist Australian mortgage brokers with administrative tasks to prepare, process and track loan applications. The role requires you to communicate with relative stakeholders, prepare documentation, keep systems and CRMs updated, and follow a loan...