Credit Analyst

2 weeks ago


Manila, National Capital Region, Philippines Property Twins Full time ₱900,000 - ₱1,200,000 per year

About us

Property Twins are Buyers Agents and Finance Strategists providing Property Search and Lending Arrangements to Australian professionals.

We have a 'big picture' focus to deliver property and finance solutions with a step-by-step strategy aligned with client goals to enable their real estate and financial success.

Our clients are home buyers, owners and property investors looking to purchase high growth properties and to set up finance correctly right from the start.

About the role

We are recruiting for the role of an experienced Credit Analyst.

The objective is to own the credit assessment process and to provide outcomes in a prompt and efficient manner.

Maintenance of the credit function, ensuring accuracy and responsibility of allocated deals.

About you

We are seeking someone highly motivated and able to work under pressure in a fast-paced environment. Must work well in a team environment. Must be able to take ownership.

Key duties

  • Reviewing new inquiries for loan proposals and assessing lending eligibility
  • Manage in creating scenarios by using Quickli and Lending Calculators
  • Ordering valuations and pricings required for the loan strategies
  • Workshop the loan scenarios, including product research, serviceability, and document verification
  • Checking bank policy and carrying out servicing calculations
  • Reviewing and clarifying client living expenses
  • Knowledge of structuring or packaging of loans
  • Creating the funding position
  • Ability to understand and analyse PAYG, Self-employed income documents (e.g. payslips, tax returns, and profit & loss statements)
  • Doing the product comparison to enable to determine the best lender would fit to the clients desired loan and its capacity
  • Creating "mud maps" for brokers for client review
  • Prepare application and compliance notes for the loan processing team
  • Resolve lender exceptions raised during the application process and work with loan processors to resolve these information requests

Essential requirements

  • Minimum 5 years' experience in Australian HOME LOAN processing, and credit analysis from an Australian mortgage broker or bank
  • Must have excellent communication skills.
  • In-depth knowledge of common banking and computer software
  • Knowledge about different bank policies
  • Outstanding interpersonal and communication skills
  • With technical know-how on documentation requirements in housing loans
  • Accurate and efficient in data entries
  • Coordination skills in dealing with Bank lenders on housing loan processing.

Perks & Benefits

  • 13th-month salary (pro-rated)
  • 14th-month salary after 5 years of service
  • HMO coverage for you + 1 dependent upon regularisation (2nd dependent from Year 3)
  • 20 days paid annual/sick leave
  • Paid Australian public holidays
  • Premium pay on Philippine public holidays
  • All government-mandated benefits paid
  • Structured career progression with regular performance reviews
  • Full-time WFH setup – laptop supplied, plus internet allowance for backup connection
  • No graveyard shifts – Day shift (Australian time zone)


  • Manila, National Capital Region, Philippines Credit Guarantee and Investment Facility Full time ₱900,000 - ₱1,200,000 per year

    OVERVIEWThe Credit Administration Analyst (CAA) is a local staff that is responsible for credit administration and monitoring. The CAA will be assigned to the Credit Administration Unit of the Risk Management Department, Credit Risk Group.JOB DESCRIPTIONThe CAA assists CGIF's Credit Administration Officer (CAO) in the following.Monitoring for compliance of...

  • Credit Analyst

    3 days ago


    Manila, National Capital Region, Philippines BH Properties Full time ₱600,000 - ₱1,200,000 per year

    CREDIT ANALYST COMPANY BH Properties is a privately held commercial real estate investment firm focused on value-add acquisitions in office, industrial, retail, and multi-family properties throughout the Western United States, along with investments in distressed debt and ground leases.  The Company is vertically integrated, with offices in Los Angeles, San...


  • Manila, National Capital Region, Philippines PTC Commercial Corporation Full time ₱600,000 - ₱1,200,000 per year

    About the role We are seeking a highly skilled Credit and Collection Analyst to join our dynamic team at PTC Commercial Corporation. This full-time role is based in Tondo, Manila City, Metro Manila, and will be responsible for managing the company's credit and collection processes to ensure timely payments and maintain a healthy cash flow.What you'll be...

  • Credit Analyst

    2 weeks ago


    Manila, National Capital Region, Philippines Jia Full time ₱900,000 - ₱1,200,000 per year

    Are you an analytical problem-solver who loves digging into financials and uncovering the real credit story?Join Jia as a Credit Analyst and help us power SME growth in the Philippines.You'll evaluate borrower applications end-to-end, apply judgment beyond the numbers, and shape how we assess risk as we scale.This role is central to our credit...

  • Credit Analyst

    2 weeks ago


    Manila, National Capital Region, Philippines HYRED Full time $104,000 - $130,878 per year

    About Our ClientOur client is a mission-driven fintech platform providing flexible financing to small businesses in emerging markets. They use technology to make it faster, cheaper, and easier for entrepreneurs to access the capital they need to grow. Their first product is invoice financing, with a focus on the Philippines.Purpose of the RoleHands-on credit...

  • Credit Analyst

    2 weeks ago


    Manila, National Capital Region, Philippines PTC Commercial CorporationESV International Corporation Full time ₱216,000 per year

    PTC Commercial Corporation/ESV International Corporation is hiring a Full time Credit Analyst role in Tondo, NCR. Apply now to be part of our team.Job summary:Looking for candidates available to work:Monday: Afternoon, Morning, EveningTuesday: Afternoon, Morning, EveningWednesday: Afternoon, Morning, EveningThursday: Afternoon, Morning, EveningFriday:...


  • Manila, National Capital Region, Philippines D2B Full time ₱1,200,000 - ₱2,400,000 per year

    We're Hiring: Credit Analyst for Australian Mortgages Remote | Full-Time | Australian ClientD2B is seeking a detail-oriented and experienced Credit Analyst to join our team specializing in Australian mortgages. In this role, you will be responsible for assessing the creditworthiness of applicants and ensuring that all required documentation meets lender...


  • Manila, National Capital Region, Philippines Direct To Business (D2B) Full time A$104,000 - A$130,878 per year

    We're Hiring: Credit Analyst for Australian MortgagesRemote | Full-Time | Australian ClientD2B is seeking a detail-oriented and experienced Credit Analyst to join our team specializing in Australian mortgages. In this role, you will be responsible for assessing the creditworthiness of applicants and ensuring that all required documentation meets lender...


  • Manila, National Capital Region, Philippines D2B Full time ₱1,200,000 - ₱2,400,000 per year

    We're Hiring: Credit Analyst for Australian Mortgages Remote | Full-Time | Australian ClientD2B is seeking a detail-oriented and experienced Credit Analyst to join our team specializing in Australian mortgages. In this role, you will be responsible for assessing the creditworthiness of applicants and ensuring that all required documentation meets lender...


  • Manila, National Capital Region, Philippines Three Peaks International Full time $104,000 - $130,878 per year

    About the RoleThree Peaks International is actively seeking a Commercial Credit Analyst to support the expansion of its offshore credit operations. The role is integral to our middle-office delivery team, assisting with the assessment and processing of complex commercial and residential loan applications for the Australian financial market.This is not a...