Group Pricing Officer

The Pricing Officer (PO) is part of the Corporate Solutions and Alternative Distribution Team whose main responsibility is to generate new business proposals, renewal offers, review profitability and claims experience of existing group clients for the entire Corporate Solutions and Alternative Distribution team.

This role requires understanding of the life insurance industry, specifically group life products, actuarial principles, risk assessment, and market trends. The successful candidate will work closely with the sales, group administration, and products teams to ensure competitive and profitable pricing strategies.

Position Responsibilities:

• Generate competitive new business proposals using sound pricing judgment and data analytics, while meeting set turnaround times.

• Utilize analytical skills to provide rate recommendations aligned with market trends and company objectives, ensuring both competitiveness and profitability.

• Assist in the evaluation of reinsurance arrangements and their impact on pricing.

• Review the profitability and claims experience of current group clients, and provide insights and actionable recommendations to improve client profitability.

• Work closely with Sales Officers, Group Administration, and Products teams to align and provide recommendations on pricing strategies and operational efficiencies.

• Identify areas for improvement in pricing assumptions and pricing methodologies.

• Conduct peer-to-peer reviews of proposals generated and reports to ensure accuracy and quality.

• May lead small projects to develop and implement processes to improve efficiency.

• Demonstrate strong attention to detail in reviewing and preparing reports, ensuring the integrity and reliability of financial data.

• Conduct market research, identify consumer needs, and collaborate with cross-functional teams to bring innovative products to market.

• Generate ad hoc reports as deemed necessary to support various business needs and decision-making processes.

Individual Accountabilities:

• Achievement of standard SLA of new business proposals, renewal reviews and reports

Key Shared Accountabilities:

• Sales Reports

• New Business proposals

• Renewal Reviews

Required Qualifications:

• Bachelor's degree in Actuarial Science, BS Mathematics or Applied Math

• With previous experience generating corporate proposals either in life insurance or HMO.

• With two years or more relevant experience in actuarial science or data analytics, preferably in a life insurance or HMO setting.

• Experience in pricing and underwriting focused on group insurance products.

• Has held similar positions relevant to the requirement of the job

• Microsoft Excel, Word and PPT

When you join our team:

• We'll empower you to learn and grow the career you want.

• We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.

• As part of our global team, we'll support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact

Working Arrangement