Hard Money Loan Underwriter

14 hours ago


Quezon City, National Capital Region, Philippines NightOwl Consulting Philippines, Inc Full time ₱900,000 - ₱1,200,000 per year
Key Responsibilities
  • Conduct thorough analysis of loan applications, including borrower financials, credit reports, and property evaluations.
  • Assess borrower eligibility and repayment ability based on established underwriting guidelines.
  • Work closely with loan officers, processors, brokers, and appraisers to collect and verify necessary documentation.
  • Communicate with borrowers to provide updates, address document requirements, and explain loan terms.
  • Ensure compliance with internal policies and industry regulations while maintaining high underwriting standards.
  • Identify potential risks and provide recommendations for loan approval, modification, or decline.
  • Maintain accurate and organized records of loan files and underwriting decisions.
Skills, Knowledge and Expertise
  • Experience in hard money or real estate investment lending.
  • Strong knowledge of loan underwriting, credit analysis, and risk assessment.
  • Proficiency in reviewing financial statements, property appraisals, and borrower documentation.
  • Ability to collaborate with internal teams and external stakeholders.
  • Excellent communication skills and attention to detail.
  • Familiarity with loan processing systems and regulatory compliance.


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