Credit Analyst

About Us
Chevron is a leading multinational energy company with operations in over 180 countries. Founded in 1879, Chevron has a rich history of innovation and growth, making significant contributions to the global energy landscape.

Chevron markets Caltex fuels, lubricants and other petroleum products in the Philippines. Our network of service stations, terminals and sales offices forms the backbone of our presence in the Philippines.

Chevron supports its operations in the Philippines and worldwide through two subsidiaries: Chevron Philippines Incorporated (CPI), which manages downstream operations and markets Caltex brand fuels, lubricants and petroleum products, and Chevron Holdings Incorporated (CHI), a global business services organization. Established in 1998, CHI provides business support services in finance and accounting, information technology, supply chain management, human resources, customer service and marketing. It serves Chevron affiliates around the world and has grown to be one of the leading global business services organizations in the Philippines. The company has received various recognition as one of the country's top employers and as a champion of diversity and inclusion in the workplace.

At Chevron, we believe humanity can solve any challenge – including meeting the world's energy needs of today, while advancing a cleaner energy tomorrow.

About The Role
We have an exciting opportunity for a
Credit Analyst (Night Shift).
This role will be based in
6750 Building, Makati City, Philippines.
Responsibilities Include, But Are Not Limited To, The Following

• Handles a portfolio of customer accounts with key activities as follows:
• Monitors and reviews credit limits of new and existing counterparties; involving in-depth analysis of counterparty's financial standing, industry review, business outlook, risks and opportunities;
• Prepares credit assessment and administer the approval process for credit limits and terms;
• Applies credit risk mitigation strategy including obtaining acceptable forms of securities from counterparty;
• Updates and maintain the credit limits and data in system;
• Provides advisory function on documentary credit, bank guarantees and standby letter of credit;
• Provides advisory function on credit issues in the contract and credit structures such as collateral and mitigation strategy and trade finance tools;
• Monitors payment performance and follow up of overdue amounts;
• Reviews, assesses and administers approval process for orders blocked due to credit violations;
• Contributes towards developing and implementing credit risk management processes;
• Active participation on improving credit risk management policies to meet industry best practices;
• Actively implement & comply with the Credit Policy; Ensure the trading and marketing business activities of Downstream business is conducted according to the Credit Policy
• Identifies, measures and control credit risk mitigation activities in Downstream business;
• Active participation in the development of information systems to accurately capture credit exposures;
• Prepares credit management reports; and
• Maintains and develops relationships with relevant stakeholders

About You
We know our greatest resource is the ingenuity, creativity and innovation of our people. Applications from motivated and talented individuals with a keen interest in the energy industry are encouraged.

Required Qualifications
Knowledge, Skills, and Experience:

• Minimum 5 years of financial experience; prior exposure to audit function &/or credit risk management would be preferable
• Proficient in MS Office and SAP system
• Fluency in English
• Good Analytical skills (quantitative and qualitative analysis)
• Ability to work systematically, prioritize tasks and adhere to deadlines
• Ability to balance risks and business requirements
• Ability to adapt to varying work situations and is flexible in the approach to resolving challenges
• Works with minimal supervision and shows Initiative
• Ability to communicate at all levels of management

Everything we do at Chevron is guided by our values and our commitment to The Chevron Way ). At the heart of The Chevron Way is our vision to be the global energy company most admired for its people, partnership, and performance.
Participate in world-leading energy projects, advance your professional development and expand your career within an inclusive, collaborative and high-performing workplace.
Benefits

• Competitive salary
• Allowances, medical and optical reimbursements
• Health care coverage for you and your eligible dependents
• Robust employee centered programs for health and wellness
• Time-off to promote healthy work-life balance or to care for your family
• Annual corporate incentive bonus when the company meets established goals
• Recognition & awards program
• Long-term savings plan
• Life insurance
• Career development opportunities to all employees through onboarding, training and development, mentoring, volunteering opportunities and employee networking groups
• Hybrid work model - work remotely from home several days a week

At Chevron, we are committed to fostering diversity and inclusion at all levels of our company and at all stages of the employee experience. We constantly strive to attract, develop and retain diverse Filipino talent. Globally, Chevron Corporation has achieved a rating of 100 percent in the Human Rights Campaign Equality Index for the past 17 years. The Index ranks American companies based on their commitment to equality in the workplace.

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