Enterprise Risk Specialist/Credit Assistant

2 days ago

Bacolod City, Western Visayas, Philippines Northwestern University Full time ₱500,000 - ₱1,000,000 per year

Enterprise Risk Specialist/Credit Assistant (Bacolod) (Rolling Intake)Application open date: Apply by 30 Nov 2025About the RoleAs an Enterprise Risk Specialist/Credit Assistant, you are responsible for evaluating the borrowers or potential borrowers of the bank based on inherent risks and opportunities that the bank may undertake. You will also recommend appropriate facilities with mitigants in place to safeguard the bank's interests.How you will contribute

Conduct interviews and ocular inspections with clients to determine their risk profile. Prepare credit proposals with all gathered information and internal tools for presentation to CRECOM and EXCOM.Present credit proposals to CRECOM to aid in decision-making. Prepare financial analyses to assess clients' repayment capacity.

Stay updated with the credit policy manual and risk bulletins to ensure compliance with bank policies and regulations. Collaborate with Relationship Managers during loan packaging, identifying credit risks and suitable mitigants for approval. Plan interim extensions, client calls, or information gathering (e.g., AFS, bank checks, appraisals) to ensure timely renewals and prevent expired lines.

What we're looking for

Bachelor's Degree in Business Studies, Administration, Management, Banking and Finance, Marketing, or related fields. Knowledge of banking, financial evaluation, credit appraisal, accounting, audit, tax services, and investment sectors. Effective communication skills across all organizational levels and external parties.

Basic accounting knowledge, understanding of credit policies, financial analysis skills, and strong written communication. Fresh graduates are welcome to apply. About SecurityBankSecurity Bank is one of the Philippines' most capitalized private domestic universal banks, established in 1951 and listed on the Philippine Stock Exchange (PSE: SECB) since 1995.

Our major sectors include retail, corporate, commercial, and MSME banking. We are recognized as an Employer of Choice in Philippine banking for our values-based culture, industry-leading engagement, benefits, and commitment to work-life balance. Recently, we ranked #2 as the best employer in the Philippines and #54 globally on Forbes' World's

Best Employers 2023 list. Our Human Capital Management approach is embodied by our Employee Value Proposition: "YOU matter."Start your BetterBanking career with us today. Work rights

The opportunity is available to applicants with the following work rights:- Philippine CitizensQualifications & other requirements

Applicants should have or be completing the following:Degree or CertificateBachelor's degree or higher

Study field

Any field of study

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