Underwriting Specialist, Retail Property

At AIG, we are reimagining the way we help customers to manage risk. Join us as an Underwriting Specialist, Retail Property to play your part in that transformation. It is an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Underwriting, Retail Property

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

The Underwriting Specialist will report to the Zonal Underwriting Manager and will be primarily responsible to execute the geographic underwriting strategy for Retail Property.

• The role will be responsible for underwriting Retail Property products. 
• Develops and manages underwriting strategies for both renewals and prospects within his/her portfolio of accounts. This includes knowledge of the current market penetration of Retail Property products and the development of specific plans to increase portfolio share. 
• Develops and implements negotiation strategies. Makes independent sales calls to market and cross-market products. Identifies target markets, designs, and implements strategies for lead development and builds prospect lists.
• Provides technical direction to management, less senior specialists, underwriters, producers, and claims adjusting personnel. 
• Communicate risk appetite and Retail Property Value Proposition to brokers. 
• Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
• Rapidly evaluate, prioritize, and select submissions to be underwritten.
• Recognize and create cross sell opportunities for other Commercial products.
• Work with broker to understand the deal structure, terms, and AIG Services that best meets clients' needs. 
• May review, evaluate and make recommendations to underwriting guidelines. 
• May direct or conduct internal underwriting audits. 
• Negotiate pricing, terms & conditions, and deal structure with brokers and clients.
• Participate in special underwriting projects as needed. 
• Develop strong, long-term relationships with brokers and clients to profitably grow a book of business. 
• Will identify cross selling opportunities. 

What you'll need to succeed

• Minimum 5 years of Commercial Insurance Company, Agency, or Brokerage experience. 
• Bachelor's degree from a four-year college or university. 
• Proven ability to build and maintain strong professional relationships.
• Advanced working knowledge of the Retail Property lines of business including product features, forms, regulatory environments, and risks etc.
• Demonstrated sales, marketing, and relationship building experience. 
• Strong verbal and written communication skills. 
• Highly motivated and results oriented. 
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions. 
• Expert with underwriting analytical tools and technology. 

Ready to make a bigger impact? We look forward to reviewing your application.

For positions based in Los Angeles, California, the base salary range is $115,000-$135,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here:  2025 Benefits Summary

#LI-RG1

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to   

We consider qualified applicants with criminal histories, consistent with applicable law

Functional Area:

UW - UnderwritingRisk Specialists Companies Insurance Agency, Inc.

---