Credit Analyst

1 week ago

Cebu City, Central Visayas, Philippines ProgressPro Services Inc Full time ₱120,000 - ₱432,000 per year

We are seeking an experienced and dedicated Credit Assessor to join our team. The ideal candidate will have a minimum of 2 years' experience working with an Australian-based mortgage broker and possess a high-level understanding of serviceability calculators, lender credit policies, and self-employed/complex PAYG deals.

Key Responsibilities:

  • Assess and analyze self-employed and complex PAYG deals with accuracy.

  • Calculate living expenses and ensure they align with lender policies and serviceability requirements.

  • Present mortgage options according to clients' financial goals and objectives.

  • Complete funding tables and valuations, as well as apply appropriate pricing discounts.

  • Thoroughly understand and apply lender credit policies, especially for Australian-based mortgage products.

  • Demonstrate a high level of proficiency with serviceability calculators, particularly Quickli.

  • Ensure all submissions meet the compliance standards of aggregators.

  • Prepare detailed and comprehensive submission notes to support loan applications.

  • Work effectively under pressure in a fast-paced environment, ensuring deadlines are met without compromising quality.

Key Requirements:

  • Minimum 2 years of experience working with an Australian-based mortgage broker.

  • Strong understanding of serviceability calculators, particularly Quickli.

  • Comprehensive knowledge of lender credit policies and aggregator compliance.

  • Proven experience in assessing self-employed and complex PAYG mortgage deals.

  • Ability to calculate living expenses and apply them to loan assessments.

  • Ability to present clear and viable mortgage options to clients based on their financial situation.

  • Strong attention to detail and ability to prepare detailed submission notes.

  • Capable of working under pressure and meeting deadlines in a fast-paced environment.

  • Credit Analyst

    3 days ago

    Cebu City, Central Visayas, Philippines VIRGINIA FOOD, INC. Full time ₱900,000 - ₱1,200,000 per year

    VIRGINIA FOOD, INC. is hiring a Full time Credit Analyst role in Cebu City, Central Visayas. Apply now to be part of our team.Job summary:Looking for candidates available to work:Monday: Morning, AfternoonTuesday: Morning, AfternoonWednesday: Morning, AfternoonThursday: Morning, AfternoonFriday: Morning, AfternoonJob Description: We are seeking a...

  • Credit Analyst

    4 days ago

    Cebu City, Central Visayas, Philippines Virginia Food, Inc (VFI) Full time ₱800,000 - ₱1,200,000 per year

    Job Description:We are seeking a detail-oriented and analytical Credit Analyst to join our team. The role is responsible for evaluating the creditworthiness and financial stability of individuals and businesses to support sound lending decisions and minimize risk for the organization.Key Responsibilities:Assess financial statements, credit reports, and...

  • AU Credit Analyst

    3 days ago

    Cebu City, Central Visayas, Philippines Koruna Assist Pty Ltd Full time ₱104,000 - ₱130,878 per year

    Koruna Assist Back Office Solution Inc.Website: Working Hours: Mondays- Fridays, 7 AM-4 PM (Fixed day shift and weekends off)Credit Analyst (AU + Permanent WFH + Day-shift)Years of experience in credit assessment for PAYG and Self-Employed scenarios with Australian banks and non-bank lenders for purchases, refinances, equity releases, and top-upsOnly tools...

  • Australian Credit Analyst

    3 days ago

    Cebu City, Central Visayas, Philippines VA PLATINUM PTY LTD INC. Full time ₱40,000 - ₱60,000 per year

    Ready to take the next step in your mortgage career?Want to play a vital role in helping brokers grow their business?Looking for real career growth and learning opportunities?You might be the one we're looking forAbout the roleWe're looking for a Broker Support / Credit Analyst (AU Mortgage Broking Credit Analyst) to provide back-end assistance to one of our...

  • Australian Mortgage Broking Credit Analyst

    5 days ago

    Cebu City, Central Visayas, Philippines VA PLATINUM PTY LTD INC. Full time ₱1,200,000 - ₱2,400,000 per year

    Do you have AU Mortgage Broking Support experience?Used tools like MyCRM, Nexus, Infinyty or FLEX?Ready to be a fully committed Credit Analyst?Join VA Platinum as an AU Credit AnalystAbout the roleThe Australian Credit Analyst shall be assisting the brokers in handling the Australian client's applications and needs, coordinating between parties to ensure an...

  • Australian Mortgage Broking Credit Analyst

    1 week ago

    Cebu City, Central Visayas, Philippines VA PLATINUM PTY LTD INC. Full time ₱40,000 - ₱80,000 per year

    Do you have AU Mortgage Broking Support experience?Used tools like MyCRM, Nexus, Infinyty or FLEX?Ready to be a fully committed Credit Analyst?Join VA Platinum as an AU Credit AnalystAbout the roleThe Australian Credit Analyst shall be assisting the brokers in handling the Australian client's applications and needs, coordinating between parties to ensure an...

  • Credit Review Officer

    5 days ago

    Cebu City, Central Visayas, Philippines ASPEN - Metrobank Full time ₱900,000 - ₱1,200,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees-we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and...

  • Transaction Risk Analyst II

    2 weeks ago

    Cebu City, Central Visayas, Philippines RealPage, Inc. Full time ₱900,000 - ₱1,200,000 per year

    OverviewAs a Transaction Risk Analyst II, you will work closely with a team of analysts and the Transaction Risk Manager for RealPage Payments Services Inc (RPPSI), a Third-Party Payments Processor (TPPP) and Buildium Payments (Payfac). This position assists in the day-to-day support of Transaction Monitoring (TM) control processes and works to identify and...

  • Transaction Risk Analyst II

    3 days ago

    Cebu City, Central Visayas, Philippines RealPage, Inc. Full time ₱1,200,000 - ₱2,400,000 per year

    OverviewAs a Transaction Risk Analyst II, you will work closely with a team of analysts and the Transaction Risk Manager for RealPage Payments Services Inc (RPPSI), a Third-Party Payments Processor (TPPP) and Buildium Payments (Payfac). This position assists in the day-to-day support of Transaction Monitoring (TM) control processes and works to identify and...

  • Credit Analyst

    5 days ago

    Iloilo City, Western Visayas, Philippines Zest-O Corporation Full time

    Job Descriptions:Conduct comprehensive financial analysis and risk assessments on credit applications and existing loan portfoliosPrepare detailed credit reports and recommendations to support the lending decisionsMonitor and manage assigned loan accounts, identifying potential risks and recommending appropriate actionsCollaborate with cross-functional teams...