Risk Officer

A leading and rapidly expanding consumer FinTech group is seeking a dedicated Risk Officer for a project-based role in BGC. This is an exceptional opportunity to join a pioneering financial technology business that is transforming access to finance across Southeast Asia. As part of a passionate, international team, you will play a pivotal role in ensuring the organisation's financial stability by identifying, assessing, and managing key financial risks. The company offers a supportive hybrid work environment, rapid professional growth based on merit, and the chance to contribute to innovative banking solutions that impact millions. If you are looking for a role where your expertise will be valued and your career can flourish on an international scale, this could be the perfect next step.

• Join a high-impact fintech group with global backing and a mission to deliver modern banking services to millions across Southeast Asia, offering you the chance to make a real difference in people's lives.
• Benefit from flexible working arrangements including remote and hybrid options, as well as comprehensive health and wellness benefits designed to support your wellbeing.
• Experience rapid professional development within an inclusive, collaborative team culture that rewards performance and provides opportunities for international career advancement.

What You'll Do
As a Risk Officer in this forward-thinking fintech environment, you will be instrumental in safeguarding the organisation's financial health through proactive identification and management of diverse risks. Your day-to-day responsibilities will involve collaborating with multiple departments to analyse data trends, develop strategic responses to emerging threats, prepare insightful reports for leadership teams, and ensure compliance with evolving regulations. You will also play a key role in crisis planning while supporting new product launches and market expansion efforts. Success in this position requires not only technical expertise but also strong interpersonal skills to foster collaboration across teams. This project-based opportunity offers exposure to cutting-edge banking practices within an agile setting where your contributions directly influence both immediate outcomes and long-term growth.

• Identify and evaluate financial risks such as market, credit, liquidity, and operational risks related to internal controls for financial risk (ICFR), ensuring robust risk profiles are maintained at all times.
• Develop and implement effective strategies to mitigate identified financial risks, regularly reviewing and adjusting these strategies in response to changing market conditions or regulatory requirements.
• Analyse complex financial data and monitor market trends using advanced modelling techniques to assess potential risks and opportunities, including the computation of Estimated Credit Loss (ECL).
• Prepare detailed risk reports and presentations tailored for senior management and board members, clearly communicating findings along with actionable recommendations.
• Collaborate closely with finance, audit, legal, and other cross-functional teams to ensure integrated risk management practices are consistently applied throughout the organisation.
• Provide expert guidance and support on risk-related issues to various departments, fostering a culture of shared responsibility for risk mitigation.
• Develop comprehensive crisis management plans to address financial emergencies or unforeseen risk events, ensuring organisational resilience.
• Assist the Head of Risk with ad hoc activities related to credit, liquidity, market risk, interest rate risk on the banking book (IRRB), and operational risk initiatives.
• Stay up-to-date with industry standards and regulatory changes relevant to the fintech sector, proactively adapting processes as needed.
• Support ongoing projects by contributing insights into new product launches or market expansions from a risk perspective.

What You Bring
The ideal candidate for the Risk Officer position brings substantial experience from either banking or fintech sectors where they have honed their analytical acumen alongside deep knowledge of regulatory landscapes. Your background should reflect hands-on involvement in developing risk mitigation strategies while maintaining open lines of communication with diverse teams. A solid educational foundation supports your technical proficiency in interpreting complex data sets—skills which are further enhanced by your ability to present findings persuasively. Adaptability is crucial given the hybrid nature of the workplace; you should feel comfortable navigating both remote collaboration tools and face-to-face interactions. Above all else, your dependability ensures that critical deadlines are met without compromising quality or compliance standards. By leveraging your expertise within this dynamic setting, you will help shape resilient processes that underpin sustainable growth.

• Bachelor's degree in Finance, Economics, Accounting or a closely related field is required for this position.
• At least five years of proven experience in financial risk management or similar roles within banking or fintech environments is essential.
• Demonstrated familiarity with industry standards as well as local regulatory frameworks such as BSP regulations is highly advantageous.
• Strong communication abilities are necessary for preparing clear reports and engaging effectively with stakeholders at all levels of the organisation.
• Experience working within IT infrastructure settings in financial institutions will be considered beneficial.
• A collaborative approach combined with excellent stakeholder management skills is vital for success in this role.
• Flexibility to thrive in a hybrid work environment is expected; willingness to adapt between remote and office-based tasks is important.
• Proficiency in analysing large datasets using advanced modelling tools enhances your ability to identify trends and inform decision-making processes.
• Openness to joining on a six-month project basis with potential transition into full-time employment based on performance demonstrates commitment and adaptability.

What Sets This Company Apart
This organisation stands out as one of Southeast Asia's most ambitious fintech ventures—founded by industry leaders who have previously driven billion-dollar successes. With world-class investors behind them—including major global institutions—they offer unparalleled stability coupled with entrepreneurial energy. Employees benefit from being part of an international network where knowledge sharing is encouraged through regular events both online and offline. The company's commitment to launching new products swiftly means every team member has tangible impact on innovation cycles. Flexible working arrangements cater to diverse lifestyles while comprehensive medical insurance underscores their dedication to employee wellbeing. Most importantly, meritocracy guides career progression here: those who excel are rewarded not just financially but also through accelerated opportunities for personal development across borders. Joining this team means becoming part of a movement that empowers millions through accessible finance while nurturing your own professional journey within an inclusive community.

What's Next
If you are ready to take your career further by making meaningful contributions within an inspiring fintech environment, now is the time to act

Apply today by clicking on the link provided—your next great opportunity awaits.

Due to the high volume of applications we are experiencing, our team will only be in touch with you if your application is shortlisted.