Current jobs related to Credit Review Officer - Cebu City, Central Visayas - Metrobank

  • Credit Officer

    3 weeks ago


    Cebu City, Central Visayas, Philippines Union Galvasteel Corporation Full time

    This job ensures that the creditworthiness of customers is independently and effectively established as a basis for approval of credit line requests by the authorized company's officers; the credit lines extended to customers are managed in accordance with the approved credit policies of the company; and the approved credit terms and conditions of the...


  • Cabanatuan City, Central Luzon, Philippines Metrobank Full time ₱104,000 - ₱130,878 per year

    Position Title:Credit Review OfficerJob Summary:Preparation and credit assessment of loan proposals and corresponding borrowersCredit Risk and Portfolio ManagementConformity to internal and external policiesRole Exposure:Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of...


  • Cebu City, Central Visayas, Philippines Asia's Best Industrial Sales Corp Full time ₱900,000 - ₱1,200,000 per year

    About the roleAsia's Best Industrial Sales Corp' is seeking a talented and dedicated Credit and Collection Officer to join our dynamic team. This full-time role is based in Cebu City, Cebu, and will play a crucial part in managing our accounts receivable and credit control processes.What you'll be doingDiligently monitor and follow up on outstanding customer...


  • Cebu City, Central Visayas, Philippines Metrobank Full time

    Press Tab to Move to Skip to Content LinkHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure...


  • Cebu City, Central Visayas, Philippines Metrobank Full time

    Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career....


  • Cebu City, Central Visayas, Philippines Metrobank Full time

    Press Tab to Move to Skip to Content LinkHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure...

  • AU Credit Analyst

    2 weeks ago


    Cebu City, Central Visayas, Philippines Koruna Assist Pty Ltd Full time ₱104,000 - ₱130,878 per year

    Koruna Assist Back Office Solution Inc.Website: Working Hours: Mondays- Fridays, 7 AM-4 PM (Fixed day shift and weekends off)Credit Analyst (AU + Permanent WFH + Day-shift)Years of experience in credit assessment for PAYG and Self-Employed scenarios with Australian banks and non-bank lenders for purchases, refinances, equity releases, and top-upsOnly tools...

  • Credit Analyst

    2 weeks ago


    Cebu City, Central Visayas, Philippines VIRGINIA FOOD, INC. Full time $104,000 - $130,878 per year

    VIRGINIA FOOD, INC. is hiring a Full time Credit Analyst role in Cebu City, Central Visayas. Apply now to be part of our team.Job summary:Looking for candidates available to work:Monday: Morning, AfternoonTuesday: Morning, AfternoonWednesday: Morning, AfternoonThursday: Morning, AfternoonFriday: Morning, AfternoonJob Description: We are seeking a...


  • Cebu City, Central Visayas, Philippines Metrobank Full time

    Press Tab to Move to Skip to Content LinkBe #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full...


  • Cebu City, Central Visayas, Philippines beBeeCreditAnalyst Full time ₱600,000 - ₱1,300,000

    Key Job Responsibilities:Review and evaluate loan applications to assess creditworthiness, ensuring timely and informed decision-making.Analyze financial data, credit reports, and other relevant information to make sound credit judgments.Collaborate with cross-functional teams to ensure compliance with regulatory requirements and internal policies, driving...

Credit Review Officer

2 weeks ago


Cebu City, Central Visayas, Philippines Metrobank Full time ₱500,000 - ₱1,000,000 per year

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach

Position Title: Credit Review Officer

Job Summary:

 

  • Preparation and credit assessment of loan proposals and corresponding borrowers
  • Credit Risk and Portfolio Management
  • Conformity to internal and external policies

Role Exposure:

  • Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer.
  • Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS.
  • Validates data provided by lending units as part of the credit assessment.
  • Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment.
  • Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and make the appropriate recommendations.
  • Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities.
  • Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at all times.

Qualifications:

  • Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management and Economics
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Must have a pro-active approach to problem solving and the ability to meet tight deadlines
  • Experienced commercial / corporate Credit Analyst
  • Experienced commercial / corporate Relationship Manager (willing to do Credit)
  • Experienced Certified Public Accountant (CPA) from top accounting firms
  • Experienced Credit Officers handling commercial and consumer loans

Other Details:

Rank: Junior Officer

Unit: Office of the President / Credit Group / Commercial Credit Division / Visayas I

Location: Cebu