SME Loans Account Officer
1 day ago
Key Responsibilities:
- Conduct field visits to clients' businesses for evaluation and monitoring.
- Structure loan products based on business cash flows and financing capacity.
- Monitor repayment behavior and proactively manage early warning signals to reduce NPLs.
- Prepare comprehensive credit appraisal reports for submission to the credit committee.
- Cross-sell other financial products relevant to SME clients.
- Support collection efforts where necessary and ensure timely loan renewals.
- Maintain accurate and updated client records in the loan management system.
- Provide feedback and suggestions to enhance loan products and improve internal processes.
- Participate in training and development sessions to stay updated with best practices and policies.
Requirements:
-A dynamic and results-driven finance professional with 3–5 years of experience in SME lending, focusing on loan origination, credit assessment, portfolio management, and client relationship building. Capable of managing an existing SME loan portfolio and adept at navigating local market complexities to meet institutional lending goals.
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