Credit Risk Senior Analyst

16 hours ago

Taguig, National Capital Region, Philippines Citigroup, Inc. Full time ₱1,200,000 - ₱3,600,000 per year
The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Responsibilities:
  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
  • Manages the risk associated with new and existing borrowing relationships through the following:
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems' through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits (when appropriate)
  • Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
  • Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
Education:
  • Bachelor's/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:
Risk Management

Job Family:
Credit Risk

Time Type:

Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.

  • Credit Risk Senior Analyst

    6 days ago

    Taguig, National Capital Region, Philippines Citi Full time ₱1,200,000 - ₱2,400,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewWhether you're at the start of your career or looking to discover...

  • Credit Risk Senior Analyst

    3 days ago

    Taguig, National Capital Region, Philippines Citigroup, Inc. Full time ₱60,000 - ₱180,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewWhether you're at the start of your career or looking to discover...

  • Credit Risk Senior Analyst

    16 hours ago

    Taguig, National Capital Region, Philippines Citi Full time ₱1,200,000 - ₱2,400,000 per year

    The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives...

  • Credit Risk Intmd Analyst

    6 days ago

    Taguig, National Capital Region, Philippines Citi Full time ₱1,200,000 - ₱2,400,000 per year

    The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives...

  • Credit Risk Intmd Analyst

    5 days ago

    Taguig, National Capital Region, Philippines Citi Full time ₱1,200,000 - ₱2,400,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewThe Credit Risk Intmd Analyst is a developing professional role....

  • Credit & Portfolio Risk Management - AVP - Transformation - Philippines

    6 days ago

    Taguig, National Capital Region, Philippines Citi Full time ₱1,200,000 - ₱2,400,000 per year

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...

  • Credit Analyst Officer

    1 week ago

    Taguig, National Capital Region, Philippines Annex Digital Inc. Full time $104,000 - $130,878 per year

    The Credit Analyst Officer (Probity Supervisor)-Responsible for assessing and overseeing the creditworthiness, integrity of individuals and businesses. Day-to-day tasks include closely examining background and financial documents and analyzed background and credit reports, monitoring probity activities, conducting audits, providing training on probity...

  • CRMS - Credit Maintenance Analyst

    2 weeks ago

    Taguig, National Capital Region, Philippines Citi Full time ₱900,000 - ₱1,200,000 per year

    CRMS serves as a critical component of our First Line of defense for wholesale and counterparty credit risk management that is part of Institutional Credit Management (ICM) under ICG Business. CRMS works through the challenges of the Wholesale Credit Risk Lending processes with the aim of transforming the credit process flows including but not limited to...

  • Mortgage Credit Analyst/Underwriter

    1 week ago

    Taguig, National Capital Region, Philippines Hexaware Technologies Full time ₱900,000 - ₱1,200,000 per year

    AU Mortgage Credit Analyst/Underwriter2–4 years minimum experience in mortgage credit assessment/underwriting (preferably Australian or NZ mortgages).Hands-on exposure to end-to-end loan assessment: application review, serviceability calculation, risk analysis, and decisioning.Strong background in document verification (income, tax returns, BAS, bank...

  • AVP - Credit Maintenance Senior Analyst (Hybrid)

    6 days ago

    Taguig, National Capital Region, Philippines Citi Full time ₱1,200,000 - ₱2,400,000 per year

    The Credit Maintenance Senior Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report...