SU - Finance Underwriter (any industry)

2 days ago

Philippines Somewhere Full time $2,200 - $3,000 per year
Finance Underwriter (any industry)

Location: Philippines

Salary Range: 800-2,200 USD can go up to 3000 USD (depending on years of experience)

Role Description:

The Finance Underwriter is responsible for evaluating and assessing the financial risk of individuals or businesses applying for credit, loans, insurance, or other financial products. This role involves analyzing financial documents, credit histories, and market data to make informed decisions that balance risk with business objectives. The ideal candidate has strong analytical skills, a detail-oriented mindset, and experience in financial review, underwriting, or credit analysis.

Key Responsibilities:
  • Review and analyze financial statements, credit reports, income documentation, and other relevant data to assess risk.
  • Determine applicant eligibility, creditworthiness, and terms for financial products or services (e.g., loans, insurance policies, leases).
  • Prepare and present underwriting recommendations with detailed analysis and rationale.
  • Collaborate with internal teams (sales, credit, legal, risk) to gather required documentation and clarify application details.
  • Ensure underwriting decisions comply with internal policies, regulatory guidelines, and industry standards.
  • Monitor portfolio performance and assist in adjusting underwriting guidelines based on risk trends and market conditions.
  • Maintain detailed records of decisions, communications, and approvals or declines for audit and compliance purposes.
  • Utilize underwriting and risk assessment tools/software to streamline and document evaluations.
  • Support the continuous improvement of underwriting workflows, policies, and credit models.
Qualifications:
  • Bachelor's degree in Finance, Accounting, Business, Economics, or a related field.
  • 2–5 years of experience in underwriting, financial analysis, or credit risk evaluation.
  • Strong analytical and quantitative skills, with attention to detail and accuracy.
  • Proficiency in financial analysis tools and platforms (e.g., Excel, credit scoring systems, underwriting software).
  • Solid understanding of financial principles, credit markets, and risk assessment.
  • Excellent verbal and written communication skills.
  • Ability to interpret complex financial data and make sound decisions quickly.
  • Familiarity with regulatory requirements (e.g., AML, KYC, FCRA, Basel III) depending on industry.
Preferred Skills:
  • Experience in a specific financial sector such as insurance, commercial lending, fintech, or real estate underwriting.
  • Certification in credit or risk analysis (e.g., CFA, CPA, ARM, CRC).
  • Familiarity with CRM and loan origination or underwriting systems (e.g., Encompass, Salesforce, Moody's).
  • Ability to manage high volumes of applications with efficiency and accuracy.
Details: 
  • Independent contractor agreement paid 2x monthly.
  • Client has a desire for long term commitment.

  • Finance Underwriter

    3 weeks ago

    , , Philippines Somewhere Full time

    Salary Range: 800-2,200 USD can go up to 3000 USD (depending on years of experience) Role Description The Finance Underwriter is responsible for evaluating and assessing the financial risk of individuals or businesses applying for credit, loans, insurance, or other financial products. This role involves analyzing financial documents, credit histories, and...

  • SU - Property/Real Estate Underwriter

    2 days ago

    Philippines Somewhere Full time $40,000 - $48,000 per year

    Property/Real Estate UnderwriterLocation: PhilippinesSalary Range: USD can go up to 4000 USD (depending on years of experience)Role Description:The Property/Real Estate Underwriter is responsible for assessing the risk and financial viability of real estate transactions, including residential, commercial, and investment properties. This role involves...

  • Senior Underwriter

    4 weeks ago

    , Metro Manila, Philippines CXC Full time

    Underwriter - Property & Casualty Join our structured program to gain hands‑on experience in Property & Casualty (P&C) underwriting. You’ll learn from experts, work on real applications, and prepare for future leadership opportunities in the insurance industry. What You’ll Do Learn to evaluate insurance applications and assess risks for property,...

  • Underwriting Associate

    2 days ago

    Philippines Spring Financial Inc. Full time ₱276,000 - ₱348,000 per year

    Compensation & BenefitsBase Pay: 24,000-29,500 PHP/monthlyPaid Time OffInternet Grant (Worth 2,000 pesos)You'll receive ongoing training from our Team Managers, who have previously performed the same job and will help you to master itNOTE: This is a Work From Home position. - Your working hours will be PST business hours, which means you will be doing an...

  • Underwriting Specialist – Group Underwriter

    2 days ago

    Philippines AXA Full time ₱180,000 - ₱360,000 per year

    A global leader in insurance and investments, AXA takes care of 103 million lives in 64 countries worldwide. We actively invest in pioneering and personalized solutions to meet your ever-changing needs and exceed your expectations. In the Philippines, we are in partnership with Metrobank, one of the country's strongest banks.Established in 1999, AXA...

  • Underwriting Specialist – Group Underwriter

    9 hours ago

    Philippines AXA Full time ₱360,000 - ₱720,000 per year

    Please visit for more information.Graduate of Bachelor's degree (of any course)Graduate of a Medical degree is an advantagePreferably with 1-2 years in clerical or administrative support in an insurance or financial services companyGood in written and verbal communication skills A residence near Makati is an advantageEstablished in 1999, AXA Philippines is...

  • HL Underwriter III-PHL

    4 weeks ago

    , Metro Manila, Philippines JPMorganChase Full time

    Join a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you’ll play a pivotal role in delivering fair, accurate, and timely loan decisions. Your judgment and analytical skills will help ensure responsible lending and compliance with industry standards. Job...

  • Underwriting Team Lead

    2 days ago

    Philippines AXA Full time ₱1,200,000 - ₱3,600,000 per year

    Please visit for more information.Established in 1999, AXA Philippines is one of the largest and fastest growing life insurance companies in the country. It offers financial security to more than one million individuals through its group and individual life insurance as well as general insurance products through its subsidiary Charter Ping An.AXA...

  • Underwriting Team Lead

    10 hours ago

    Philippines AXA Full time ₱1,200,000 - ₱3,600,000 per year

    Educational Background:Must be a College Graduate of any four-year course (engineering, mathematics related course is an advantage)Professional Experience:Must be a College Graduate of any four-year course (mathematics-related course is an advantage)Must have at least five (10) years' experience in underwritingDeep understanding of Engineering, Construction...

  • Underwriting Officer

    2 days ago

    Philippines AXA Full time ₱1,500,000 - ₱3,000,000 per year

    Established in 1999, AXA Philippines is one of the largest and fastest growing life insurance companies in the country. It offers financial security to more than one million individuals through its group and individual life insurance as well as general insurance products through its subsidiary Charter Ping An.AXA Philippines is one of the first to introduce...