Lead Credit Risk Strategist

1 week ago


Pasig, National Capital Region, Philippines RCBC Bankard Services Corporation Full time

We are looking for a Lead Credit Risk Strategist to join our team at RCBC Bankard Services Corporation. In this role, you will be responsible for developing and implementing credit risk management strategies that align with our business goals and objectives.

The ideal candidate will have a strong background in credit risk and portfolio management, with a proven track record of identifying early risk indicators and applying mitigating actions when necessary. They will also have excellent analytical and problem-solving skills, with the ability to create, implement, and administer credit risk strategies, policies, and procedures.

You will work closely with stakeholders to ensure smooth implementation of credit risk management policies and procedures. You will also contribute to the development of new techniques, processes, decision workflows, and support a digital on-boarding platform. Additionally, you will represent the Group in Committee meetings, Business reviews, endorsement of credit risk proposals, and other areas where credit risk decision is needed.

To be successful in this role, you will require a Graduate degree in business or a related field, with at least 4 to 8 years of solid experience in credit card or loans business specifically in areas of Credit Cycle and Risk Management, preferably in a leadership role. You will also need to be knowledgeable on current banking laws and regulations, and bank lending policies.

Key Responsibilities:
  • Develop and implement credit risk management strategies
  • Monitor consumer lending portfolio's credit exposure by identifying early risk indicators and applying mitigating actions when necessary
  • Create, implement, and administer credit risk strategies, policies, and procedures
  • Contribute to the development of new techniques, processes, decision workflows, and support a digital on-boarding platform
  • Represent the Group in Committee meetings, Business reviews, endorsement of credit risk proposals, and other areas where credit risk decision is needed


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