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Credit Risk Analyst
3 weeks ago
Cepat Kredit Financing is a leading financial institution dedicated to providing innovative credit solutions to individuals and businesses. Our commitment to excellence and customer satisfaction drives our growth and success.
Job Description
We are seeking an experienced Credit Review Associate to join our team. The ideal candidate will have a strong background in finance, excellent analytical skills, and the ability to work effectively in a fast-paced environment.
Key Responsibilities
- Conduct thorough investigations and reviews of all accounts being processed to protect the company from fraudulent activity.
- Analyze loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers.
- Evaluate the risk profile of borrowers by analyzing factors such as income stability, debt-to-income ratio, credit history, collateral, and industry trends.
- Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications.
Required Skills and Qualifications
- Bachelor's degree in business administration, financial management, banking, marketing management, or any other related field.
- 0-6 months related experience; fresh graduates are welcome to apply.
- Excellent communication and interpersonal skills.
- Strong organizational and administrative skills.
- Ability to multitask and work under pressure.
- Proficient in MS applications and willing to learn other systems used by the company.
