Policy Analyst

1 week ago


Taguig, National Capital Region, Philippines EastWest Bank Full time

We are seeking a talented Credit Policy Officer to join our team at EastWest Bank. As a valued member of the Consumer Lending Team, you will be responsible for developing and implementing credit policies for acquisitions, underwriting, portfolio management, and collections. You will evaluate portfolio and industry trends, update policy manuals, assess portfolio quality, and ensure compliance with relevant regulations.

Key Responsibilities:
  • Design and maintain competitive credit policies covering acquisitions, credit underwriting, portfolio management, and collections/recovery based on portfolio data analytics and economic indicators.
  • Assess existing portfolio and industry trends to determine policies and strategies through data mining using various tools such as SAS and Decision Tree.
  • Update policy manual to incorporate policy amendments based on test program performance and portfolio analysis.
  • Collaborate with business units to launch product programs and ensure effective target market strategy, suitable risk acceptance criteria, and profitability model.
Requirements:
  • College graduate of any four (4) year course related to business management, economics, banking, and finance.
  • Experience in consumer credit risk management and analysis, credit life cycle, and lending operations within the banking industry.
  • Ability to work onsite in BGC Taguig.
  • Familiarity with business strategy formulation, data analysis, project management, and negotiation skills.

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