Mortgage Underwriter Specialist

2 months ago

Pasay, National Capital Region, Philippines Gratitude Philippines Full time

**Job Title: US Mortgage Underwriters PASAY**



Key Responsibilities




  • Review and analyze mortgage loan applications to ensure eligibility, accuracy, and compliance with internal and regulatory guidelines.
  • Assess loan data, reports, and inspections to guarantee collateral acceptability for investors and the company.
  • Make independent decisions on loan acceptance and risk according to HUD, company, and investor guidelines.
  • Provide final approval for mortgage loan underwriting – Conventional, Correspondent, FHA, VA, Reverse.
  • Complete required paperwork and forms in a timely and accurate manner.
  • Sign off conditions as per management timelines.
  • Collaborate with staff and management to resolve escalated loan issues.
  • Make recommendations for improving Internal Audit's policies and practices.
  • Manage loans using Encompass functionality.
  • Effectively communicate underwriting decisions with processors and advisors.
  • Maintain high levels of customer service and communication with other departments.


Education and Experience




  • Bachelor's degree or equivalent of 15 years of education is mandatory.
  • Minimum of 1 year of experience in Mortgage Underwriting with thorough knowledge of financial and non-financial supporting documentation.
  • Strong understanding of income calculations, asset/liability, and appraisal verification.
  • Excellent credit report review skills.
  • Knowledge of risk and compliance in lending, especially FNMA & FHLMC Underwriting standards.
  • Familiarity with Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting.


Work Schedule and Travel Requirements



Ready to work any shifts as per Business unit requirements. Ready to travel to the office for training and other business unit requirements as needed.

  • Senior Mortgage Underwriter

    4 weeks ago

    Pasay, National Capital Region, Philippines Gratitude Philippines Full time

    Job Description:Mortgage underwriters play a critical role in ensuring the integrity of financial transactions. As a Senior Mortgage Underwriter at Gratitude Philippines, you will be responsible for analyzing and reviewing mortgage loan applications to identify potential risks and ensure compliance with regulatory guidelines.Key Responsibilities:Review and...

  • Experienced Mortgage Underwriter in PASAY

    2 weeks ago

    Pasay, National Capital Region, Philippines Gratitude Philippines Full time

    Job SummaryWe are seeking an experienced mortgage underwriter to join our team at Gratitude Philippines. In this role, you will be responsible for reviewing and analyzing mortgage loan applications to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines.Responsibilities:Review all required loan data, reports, and...

  • Mortgage Loan Specialist

    2 weeks ago

    Pasay, National Capital Region, Philippines Wingman Outsourcing Full time

    Job Title: Mortgage Loan SpecialistAbout Wingman Outsourcing: As a leading outsourcing company, we strive to provide exceptional services to our clients. Our team is dedicated to delivering high-quality results in a timely manner.Job Summary: We are seeking an experienced Mortgage Loan Specialist to join our team. The successful candidate will be responsible...

  • Australian Mortgage Loan Specialist

    4 weeks ago

    Pasay, National Capital Region, Philippines Wingman Outsourcing Full time

    Job DescriptionWe are seeking a highly skilled and experienced Australian Mortgage Loan Specialist to join our team at Wingman Outsourcing.The successful candidate will be responsible for managing the mortgage loan process from application to closing, ensuring compliance with Australian lending regulations and guidelines.Key Responsibilities:Loan Application...

  • Mortgage Loan Coordinator

    1 month ago

    Pasay, National Capital Region, Philippines Wingman Outsourcing Full time

    Job SummaryThe Australian Mortgage Loan Processor role is highly sought after by Wingman Outsourcing, requiring a skilled professional to oversee the mortgage loan process from application to closing. Key responsibilities include managing loan applications, verifying financial information, and maintaining compliance with Australian lending regulations.Key...

  • US Mortgage Underwriters

    7 months ago

    Pasay, Philippines Gratitude Philippines Full time

    JOB FUNCTIONS AND RESPONSIBILITIESReview and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the companyResponsible for making...

  • US Mortgage Underwriters

    7 months ago

    Pasay, Philippines Gratitude Philippines Full time

    JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company Responsible for making...

  • US Mortgage Underwriters PASAY

    7 months ago

    Pasay, Philippines Gratitude Philippines Full time

    JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company Responsible for making...

  • Mortgage Loan Processor

    1 month ago

    Pasay City, Philippines Wingman Outsourcing Full time

    The Australian Mortgage Loan Processor is responsible for managing the mortgage loan process from application to closing. This role involves gathering and verifying financial information, reviewing loan applications for compliance, liaising between the borrower and underwriter, and working with mortgage aggregators to ensure a smooth and efficient loan...

  • Mortgage Loan Processor

    1 month ago

    Pasay City, Philippines Wingman Outsourcing Full time

    The Australian Mortgage Loan Processor is responsible for managing the mortgage loan process from application to closing. This role involves gathering and verifying financial information, reviewing loan applications for compliance, liaising between the borrower and underwriter, and working with mortgage aggregators to ensure a smooth and efficient loan...