Senior Credit Analyst

2 days ago


Manila, National Capital Region, Philippines Australian Outsourcing Broker Full time

At Australian Outsourcing Broker, we are seeking an experienced Credit Analyst to join our team in a key role that will contribute to the growth and profitability of our clients.

About the Role

This position is responsible for providing high-quality credit analysis and decision recommendations for new and existing customers in line with credit policies and operational procedures.

Key Responsibilities:
  • Analyze financial statements, payslips, tax reports, credit reports, and other financial documents to assess the creditworthiness of applicants and validate income and expenses.
  • Work closely with senior credit analysts, underwriters, and other departments to ensure accurate and efficient processing of small business credit applications.
  • Ensure that all credit decisions are made within policies and the delegated lending authority limits.
  • Provide support to senior staff in assessing higher-risk or complex credit applications and present findings to them for further review or approval.
Requirements:
  • A Bachelor's/College Degree in Accounting, Finance or equivalent preferred
  • At least 2 years of working experience in Banking/Financial Services specifically with credit assessment for small business finance.
  • Experience with small business and self-employed credit assessment, cash flow lending and/or equipment finance.
  • Advanced interpersonal skills and the willingness to have difficult conversations with internal and external stakeholders.
  • Understanding of Equifax and/or other Credit Bureau standards and procedures.


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