Banking Credit Expert

6 days ago


Manila, National Capital Region, Philippines Cobden & Carter International Full time
Job Description

The Credit Risk Officer will be responsible for managing credit risk within the corporate lending portfolio at Cobden & Carter International. This role requires strong analytical skills, attention to detail, and excellent communication skills.

Responsibilities
  1. Credit Risk Assessment: Conduct thorough credit risk assessments for both new and existing borrowers.
  2. Financial Analysis: Analyze financial statements, validate projections, and assess the reasonableness of credit ratings.
  3. Risk Mitigation Strategies: Identify and implement strategies to mitigate financial, operational, and management-related risks.
  4. Credit Due Diligence: Conduct detailed credit due diligence and ensure compliance with internal policies.
  5. Collaboration: Work closely with Relationship Managers to understand business activities and identify areas for improvement.
  6. Regulatory Compliance: Ensure compliance with internal/external audits and prepare necessary reports.
Requirements
  • Education: Bachelor's degree in Business, Finance, or a related field.
  • Experience: 5+ years of experience in banking, specifically in corporate credit risk due diligence.
  • Skills: Strong expertise in financial analysis, cash flow projections, and sector studies. Understanding of credit risk evaluation and regulatory compliance.
  • Certifications: CFA or FRA is a plus.


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