Credit Portfolio Manager
3 days ago
This is an excellent opportunity for those who enjoy working in the banking sector.
Position Title: Consumer Business Risk Specialist
Job Summary: The key responsibility is to provide risk management support to the Consumer Business Sector's portfolio, ensuring a balance between risk and reward to drive business growth opportunities and transformational initiatives. Collaborate with cross-functional teams to develop and implement effective credit risk policies that align with the bank's risk appetite and regulatory requirements. Conduct thorough analysis of Cards applications to identify potential risks and utilize statistical models and data analysis tools to assess credit risk.
Key Responsibilities:
- Develops and updates Cards credit risk policies
- Ensures policies are aligned with the bank's risk appetite and regulatory requirements
- Coordinates with cross-functional teams to implement Cards credit risk policies, providing training and support to relevant teams
- Conducts thorough analysis of Cards applications to identify potential risks
- Utilizes statistical models and data analysis tools to assess credit risk
- Monitors and evaluates the effectiveness of credit risk policies and makes adjustments as necessary
- Drives continuous improvement initiatives to enhance the efficiency and effectiveness of credit risk policies
Requirements:
- Bachelor's degree in mathematics, statistics, finance, economics, business administration, or a related field
- At least 4 years of relevant credit risk management experience from the banking or financial industry
- At least 2 years of experience in a managerial or supervisory role
- Proficiency in risk management software, data analysis tools, and financial modeling
- Strong analytical and quantitative skills to assess credit risk and make data-driven decisions
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