Senior Credit Decision Specialist

2 weeks ago


Mandaluyong City, National Capital Region, Philippines Bank of Commerce (Philippines) Full time
Job Summary

We are seeking a highly skilled Senior Credit Decision Specialist to join our team at Bank of Commerce (Philippines). As a key member of our credit risk management department, you will be responsible for ensuring the accuracy and timeliness of data in our Loan Origination System (LOS).

Your primary focus will be on performing deduping functions to prevent double encoding and processing of identical loan applications. Additionally, you will be involved in pre-screening loan applications, matching borrower information against various reports, and making decisions on whether to decline or continue processing consumer loans or credit card applications.

In this role, you will work closely with our Section Head or Division Head to resolve sensitive work problems and concerns that do not conform to standard procedures. You will also investigate complaints from various units regarding erroneous date capture and slow processing time, providing feedback to concerned parties and initiating corrective actions.

Key Responsibilities
  • Ensures accuracy and timeliness of data to be encoded in the LOS
  • Performs deduping function to prevent double encoding and processing of identical entries
  • Pre-screens loan applications against compliance requirements
  • Makes decisions on loan applications based on correct data and Bank's credit policies


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