Credit Analyst
4 weeks ago
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Direct message the job poster from Bank of Commerce (Philippines)
TA Officer | Jr. Assistant Manager | Subject Matter Expert at Bank of CommerceI. Job Summary
Primarily responsible for the following:
- Ensures accuracy and timeliness of data to be encoded in the Loan Origination System (LOS)
- Performs deduping function to serve as lookout for identical entries already encoded in system to prevent double encoding and processing of same applications.
- Pre-screening of loan applications received vis-a-vis compliance with the pre-processing requirements
- Compliance with the minimum credit acceptance criteria/parameters of the product
- Matching of Borrower/Spouse/Co-maker against the following reports:
- NFIS/CMAP
- Mosaic Voyager
- BDS
- Related Party Transaction database
- Watch listed Accounts
- Ensures that generated credit score is based on correct data encoded
- Makes decision whether to decline or to continue processing of client's consumer loan or credit card application with the Bank.
II. Duties and Responsibilities
- Responsible for encoding of auto, housing and salary applications in Loan Origination System (LOS).
- Ensures that all applications have been verified and completed:
- Pre-screened application as to completeness of pre-processing requirements.
- Internal Files Checked
Entry level
Employment typeFull-time
Job functionAdministrative and Analyst
IndustriesBanking
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