Commercial Finance Specialist

2 days ago


Pulong Santa Cruz, Calabarzon, Philippines beBeeCredit Full time ₱3,000,000 - ₱4,000,000
Job Summary

As a Commercial Credit Analyst, you will be responsible for reviewing and analyzing the creditworthiness of residential and commercial borrowers.

This involves evaluating financial statements, cash flow projections, credit reports, and other relevant documents to assess the risk associated with mortgage loan applications.

You will conduct thorough assessments of collateral, analyze financial statements, and collaborate with loan officers and underwriters to structure loan terms and conditions that align with borrower needs while managing credit risk effectively.

The ideal candidate will have a strong understanding of commercial loans, income streams, and CRM software, as well as excellent verbal and written communication skills to convey credit analysis findings and recommendations to stakeholders.

Key Responsibilities
  • Review and analyze creditworthiness of residential and commercial borrowers
  • Evaluate financial statements, cash flow projections, credit reports, and other relevant documents
  • Assess risk associated with mortgage loan applications
  • Conduct thorough assessments of collateral
  • Analyze financial statements of business
  • Collaborate with loan officers and underwriters
Requirements
  • Bachelor's degree in finance, accounting, economics, or related field
  • Minimum 3 years' experience in credit analysis or similar role
  • Proficient in using financial analysis tools
  • Strong understanding of commercial loans and income streams
  • Knowledgeable in using CRM software
  • Excellent verbal and written communication skills
What We Offer
  • Competitive salary package
  • Annual performance review and monthly rewards program
  • Opportunity to attend events and travel to Australia
  • Access to knowledge base tools and resource center
Work-Life Integration
  • Flexible work setup: Work from Home or Hybrid or on-site
  • WFH engagements: Remote learning and employee development activities
  • Regular company-wide events and engagement activities
Location

Conveniently located at Mega Tower, EDSA — the heart of Metro Manila



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