Accounting Specialist
5 days ago
Be #InGoodHands with Metrobank
Metrobank is committed to developing future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career.
Position Title: Credit Review Officer
Job Summary
- Credit assessment of loan proposals and corresponding borrowers
- Credit Risk Management
- Compliance with internal and external policies
Key Responsibilities
- Collaborate with Institutional Banking Segment (IBS) counterparts on timely submission of pre-approval documents and management of assigned portfolio of accounts together with the lending officer.
- Evaluate and recommend credit accommodation for credit line renewals of IBS accounts according to policy and in compliance with Service Level Agreement (SLA) with IBS.
- Verify data provided by lending units as part of the credit assessment.
- Assess collateral and documentation deviations and necessary mitigations related to the credit assessment.
- Determine relevant policy and regulatory deviations to arrive at a fair assessment of overall risks and make recommendations.
- Prepare financial spreadsheets and evaluations of new borrowing clients. May evaluate ERCA prepared by IBS for establishment of its credit facilities.
- Determine and assess credit risk rating and classification, ensuring they are appropriate and relevant at all times.
Requirements
- Bachelor's degree in Accountancy, Accounting Management, Math, Statistics, Financial Management, or Economics
- At least 3 years working experience in credit with focus on commercial and corporate loans
- Knowledgeable in credit risk analysis
- Strong quantitative and analytical skills
- Proactive approach to problem solving and ability to meet tight deadlines
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