Accounting Specialist

5 days ago


Manila, National Capital Region, Philippines Metrobank Full time

Be #InGoodHands with Metrobank

Metrobank is committed to developing future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career.

Position Title: Credit Review Officer

Job Summary

  • Credit assessment of loan proposals and corresponding borrowers
  • Credit Risk Management
  • Compliance with internal and external policies

Key Responsibilities

  • Collaborate with Institutional Banking Segment (IBS) counterparts on timely submission of pre-approval documents and management of assigned portfolio of accounts together with the lending officer.
  • Evaluate and recommend credit accommodation for credit line renewals of IBS accounts according to policy and in compliance with Service Level Agreement (SLA) with IBS.
  • Verify data provided by lending units as part of the credit assessment.
  • Assess collateral and documentation deviations and necessary mitigations related to the credit assessment.
  • Determine relevant policy and regulatory deviations to arrive at a fair assessment of overall risks and make recommendations.
  • Prepare financial spreadsheets and evaluations of new borrowing clients. May evaluate ERCA prepared by IBS for establishment of its credit facilities.
  • Determine and assess credit risk rating and classification, ensuring they are appropriate and relevant at all times.

Requirements

  • Bachelor's degree in Accountancy, Accounting Management, Math, Statistics, Financial Management, or Economics
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Proactive approach to problem solving and ability to meet tight deadlines


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