Senior Credit Risk Specialist

1 day ago


Calamba, Calabarzon, Philippines beBeeCreditRisk Full time ₱3,000,000 - ₱4,000,000

Credit Analyst Role

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As a Credit Analyst, you will play a vital role in our company's success by assessing client creditworthiness and providing recommendations to enhance our business.

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Job Description

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  • Analyze financial statements, credit reports, and other relevant data to assess client creditworthiness.\
  • Prepare detailed credit analyses and risk assessments for new and existing clients.\
  • Collaborate with sales, legal, and finance teams to structure deals that align with our company's risk tolerance.\
  • Monitor client portfolios and identify potential credit risks or deteriorating financial conditions.\
  • Maintain accurate records of credit evaluations and decisions.\
  • Recommend credit limits and terms based on risk analysis.\
  • Stay current with industry trends, economic conditions, and regulatory changes affecting credit risk.\
  • Support underwriting processes for property acquisitions, leases, and financing arrangements.\
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Required Skills and Qualifications

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  • Bachelor's degree in finance, accounting, economics, or related field (MBA or CPA preferred).\
  • Graduated cum laude or better from university is preferred.\
  • 3+ years of experience in credit analysis, preferably within the real estate industry.\
  • Strong proficiency in financial modeling and analysis.\
  • Familiarity with credit scoring systems and risk assessment tools.\
  • Excellent written and verbal communication skills.\
  • High attention to detail and strong organizational skills.\
  • Ability to work independently and collaboratively in a fast-paced environment.\
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Benefits

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We offer a generous consulting fee & benefits package, along with the opportunity for development and stability within a well-capitalized, entrepreneurial, and growing real estate investment group.

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Key Responsibilities

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  • Assess client creditworthiness and provide recommendations to enhance our business.\
  • Monitor client portfolios and identify potential credit risks or deteriorating financial conditions.\
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