Financial Evaluation Officer

5 days ago


Manila, National Capital Region, Philippines Metrobank Full time

Discover New Opportunities at Metrobank

Metrobank is a leading financial institution that offers exciting career opportunities for individuals who want to build a successful career. As a Credit Review Officer, you will be responsible for evaluating loan proposals and assessing credit risk.

Job Summary

  • Credit assessment of loan proposals and corresponding borrowers
  • Credit Risk Management
  • Compliance with internal and external policies

Key Responsibilities

  • Coordinate with IBS counterparts to ensure timely submission of pre-approval documents and management of assigned portfolio of accounts.
  • Evaluate and recommend credit accommodation for credit line renewals of IBS accounts according to policy and in compliance with SLA with IBS.
  • Verify data provided by lending units as part of the credit assessment.
  • Assess collateral and documentation deviations and necessary mitigations related to the credit assessment.
  • Determine relevant policy and regulatory deviations to arrive at a fair assessment of overall risks and make recommendations.
  • Prepare financial spreadsheets and evaluations of new borrowing clients.
  • Determine and assess credit risk rating and classification, ensuring they are appropriate and relevant at all times.

Requirements

  • Bachelor's degree in a relevant field
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Proactive approach to problem solving and ability to meet tight deadlines


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